Remote Consumer Loan Underwriter | Risk & Decision Expert

Peak Credit Union; Oregon; Hybrid; USD 69,000 - 78,000; Full time

Benefits offered by this job

Full benefits

401k plan

Paid time off

Job summary

Peak Credit Union seeks an experienced Consumer Loan Underwriter to assess auto, secured and unsecured loan requests. The role focuses on underwriting within policy, mitigating risk, and delivering sound lending decisions for members in Oregon and Washington.

The position requires at least two years in consumer lending, strong knowledge of credit scoring models, and strict adherence to regulatory standards.

Qualifications

• Two years of consumer lending processing and underwriting experience.
• Knowledge of credit scoring models and underwriting guidelines.
• Familiarity with Truth in Lending Regulations and Fair Lending practices.
• Ability to communicate loan decisions clearly.

Responsibilities

• Analyze loan applications and supporting documents to make lending decisions.
• Review credit bureau reports and collateral evaluations for risk assessment.
• Approve or deny loans within authority and document decisions.
• Maintain compliance with policies and regulatory requirements.

Skills

Credit underwriting

Credit scoring models

Regulatory compliance

Customer service

Tools

Credit bureau reports

BSA/Reg CC knowledge

Job description

Peak Credit Union seeks an experienced Consumer Loan Underwriter to assess auto, secured and unsecured loan requests. The role focuses on underwriting within policy, mitigating risk, and delivering sound lending decisions for members in Oregon and Washington.

The position requires at least two years in consumer lending, strong knowledge of credit scoring models, and strict adherence to regulatory standards.