Remote Consumer Loan Underwriter (WA/OR)

Peak Credit Union; Salem (OR); Remote; USD 69,000 - 78,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401k retirement plan

Paid holidays and vacation time

Volunteer time and self-care time

Job summary

Peak Credit Union is seeking an experienced Consumer Loan Underwriter to analyze loan applications, credit data, and collateral. You will decide on approvals within your authority and coordinate with managers and lending channels.

Remote role open to OR/WA residents; strong knowledge of credit union policies and regulations is required. Expect collaboration with dealers and a focus on accuracy, compliance, and member service.

Qualifications

• Minimum two years of consumer lending processing and underwriting experience.
• Proficient in credit scoring models and underwriting guidelines.
• Knowledge of credit union policies, procedures, processes, and lending regulations.
• Maintain confidentiality and work under pressure.

Responsibilities

• Analyze loan applications, credit reports, collateral and financial data to make lending decisions.
• Approve or deny loans within authority and coordinate with managers.
• Communicate loan decisions to lending channels and support dealer/merchant partners.
• Stay current with lending criteria, policies, and regulatory requirements.
• Provide excellent customer service in written and oral forms.

Skills

Credit underwriting

Credit scoring models

Regulatory compliance

Financial analysis

Customer service

Team collaboration

Job description

Peak Credit Union is seeking an experienced Consumer Loan Underwriter to analyze loan applications, credit data, and collateral. You will decide on approvals within your authority and coordinate with managers and lending channels.

Remote role open to OR/WA residents; strong knowledge of credit union policies and regulations is required. Expect collaboration with dealers and a focus on accuracy, compliance, and member service.