Remote Agricultural Credit Analyst – Ag Lending Expert

Usbank; Omaha (NE); Remote; USD 82,000 - 109,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Job summary

U.S. Bank is seeking an Agricultural Credit Analyst to analyze financial information and support credit decisions for agricultural and agribusiness clients.

You’ll monitor risk and ensure compliance across a diverse loan portfolio. The role includes preparing financial spreads, cash flow analyses, collateral evaluations, and credit memorandums for new loans and renewals, working with Relationship Managers and Credit Officers on portfolio reviews, with a remote posting and on-site days required

Qualifications

• Bachelor's degree or equivalent work experience.
• Two or more years of related experience for Credit Review Specialist 3.
• One or more years of underwriting experience for Agricultural Credit Analyst 4.
• Three or more years of underwriting experience for Agricultural Credit Analyst 5.

Responsibilities

• Provide credit analysis and portfolio support for agricultural and agribusiness clients.
• Analyze financial information to support credit decisions and monitor risk.
• Prepare financial spreads, cash flow analyses, and collateral evaluations.
• Develop understanding of agricultural cycles and apply to borrower risk.
• Collaborate with Relationship Managers and Credit Officers on portfolio reviews.

Skills

Agricultural lending

Credit analysis

Cash flow analysis

Financial spreading

Portfolio management

Collaboration

Written communication

Analytical skills

Education

Bachelor's degree

Underwriting experience

Tools

Credit systems

Financial spreading tools

Job description

U.S. Bank is seeking an Agricultural Credit Analyst to analyze financial information and support credit decisions for agricultural and agribusiness clients.

You’ll monitor risk and ensure compliance across a diverse loan portfolio. The role includes preparing financial spreads, cash flow analyses, collateral evaluations, and credit memorandums for new loans and renewals, working with Relationship Managers and Credit Officers on portfolio reviews, with a remote posting and on-site days required