Relationship Manager II

First Citizens Community Bank; Wilmington (DE); On-site; USD 60,000 - 95,000; Full time

Job summary

An established industry player is seeking a dynamic Relationship Manager II to enhance and expand business relationships. This role involves managing a portfolio of commercial loans, ensuring compliance with credit standards, and actively developing new customer relationships. The ideal candidate will demonstrate strong analytical skills in financial assessments and possess excellent communication abilities. Join a forward-thinking organization that values professional growth and community engagement, providing a platform to make a significant impact in the banking sector.

Qualifications

• 3+ years of commercial lending experience with a strong business development background.
• Knowledge of lending laws and regulations.

Responsibilities

• Manage a portfolio of commercial loans ensuring credit quality and profitability.
• Develop and maintain business relationships to enhance bank growth.

Skills

Relationship Management

Commercial Lending

Customer Service

Financial Analysis

Communication Skills

Education

Bachelor's Degree in Business

Equivalent Experience

Tools

Microsoft Office

Job description

Join to apply for the Relationship Manager II role at First Citizens Community Bank.

Responsibilities

1. Utilize relationship management skills to service and expand current business relationships through proactive contact, assessing financial needs, and offering a broad spectrum of financial products and services to enhance relationships and contribute to the bank's profit and growth.
2. Develop and manage a portfolio of commercial loans, ensuring they meet credit quality and profitability standards through sound analysis, structuring, and annual reviews, while maintaining excellent customer service.
3. Identify and contact potential new customers to determine their needs and provide solutions, maintaining a proactive business development program.
4. Prepare and submit reports on business development activities, pipeline status, and potential problem loans to keep management informed.
5. Maintain ongoing personal development in lending, asset management, and banking matters, demonstrating professional behavior and communication skills.

Requirements

1. Knowledge of lending laws and regulations, and the bank's lending policies.
2. Ability to analyze payments, insurance costs, ratios, etc.
3. Proficiency in Microsoft Office and related software.
4. Excellent communication, interpersonal, and customer service skills.
5. Bachelor's degree in business, banking, or equivalent experience.
6. At least three years of commercial lending experience and successful business development background.
7. Experience in community and civic activities is preferred.