Relationship Manager (CRE experience with ground-up Construction & Bridge Loans required)

Jobot; Laguna Beach (CA); On-site; USD 130,000 - 210,000; Full time

Benefits offered by this job

Multiple Metric bonuses

Commissions

Profit sharing contribution

Flexible work environment

Annual Bonus

Strong benefits (M,D,V, and 401k)

Job summary

Jobot seeks a Relationship Manager with CRE experience including ground-up Construction & Bridge Loans for a well-established California bank. Salary ranges from $130,000 to $210,000 per year with strong bonus potential and compelling benefits.

The role focuses on underwriting and credit analysis for CRE transactions and risk management. Requires 10+ years in CRE lending, knowledge of Bridge/Perm/Lines of Credit, and ability to assess sponsor strength, market conditions, tenancy, cash flow and

Qualifications

• 10+ years of CRE lending experience.
• Experience with ground-up construction properties.
• Ability to assess sponsor strength, market conditions, tenancy, cash flow and collateral quality.

Responsibilities

• Lead underwriting and credit analysis for CRE transactions, evaluating borrower financials, guarantor strength, cash flow, liquidity, liabilities and sponsor experience.
• Apply market-standard credit metrics (DSCR, LTV, covenanting, Debt Yield) and scenario analysis to assess viability and risk.
• Evaluate collateral and market fundamentals including submarket conditions, tenant concentration and rollover, rent comparables, capex needs, and exit strategies.
• Structure transactions with terms, pricing, and risk mitigants including covenants, reserves, guarantees, amortization, and recourse/non-recourse structures.

Skills

CRE lending

Credit analysis

Underwriting

Portfolio management

Bridge/Perm/Lines of Credit

Job description

Relationship Manager (CRE experience with ground-up Construction & Bridge Loans required)

Salary: $130,000 - $210,000 per year

This Jobot Job is hosted by: Joseph Calabrese

We are a well-established California bank that has been in operation for over 100 years

Why join us?

• Multiple Metric bonuses
• Commissions
• Profit sharing contribution
• Flexible work environment
• Annual Bonus
• Strong benefits (M,D,V, and 401k)

Job Details

• Lead underwriting and credit analysis for CRE transactions, including evaluation of borrower financials, guarantor strength, global cash flow, liquidity, contingent liabilities, and sponsor experience.
• Apply market-standard credit metrics (DSCR, LTV, guarantor analysis, covenanting, Debt Yield, break-even occupancy) and scenario analysis to independently assess transaction viability and risk.
• Evaluate collateral and market fundamentals, including submarket conditions, tenant concentration and rollover, rent comparables, capital expenditure needs, and exit strategies

Structure transactions with appropriate terms, pricing, and risk mitigants—including covenants, reserves, guarantees, amortization, and recourse/non-recourse structures

Requirements

• 10+ years of experience in Commercial Real Estate (CRE) lending, including origination support and portfolio management.
• Working knowledge of CRE product types, including Bridge, Permanent (Perm), and Lines of Credit.
• Experience supporting typical transaction sizes in the $5MM–$30MM range or demonstrated ability to support transactions of similar scope/complexity.
• Experience with ground-up construction properties
• Underwriting support experience with the ability to identify key risks related to sponsor strength, market conditions, tenancy, cash flow, and collateral quality

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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