Relationship Manager (Commercial Lending)

ADP, Inc.; Irvine (CA); On-site; USD 120,000 - 200,000; Full time

Job summary

New Omni Bank, National Association in Irvine, CA, is seeking a Relationship Manager to grow our commercial lending relationships. You will originate and service loans, focus on commercial real estate and construction lending, and collaborate with Credit and Operations to ensure timely funding and quality credit.

The role requires a bachelor’s degree in finance, accounting, or mathematics and at least five years of commercial lending experience.

Qualifications

• Bachelor’s degree in mathematics, accounting, finance, or related field.
• At least 5 years of experience in commercial lending, credit analysis, or portfolio management.
• Strong communication, interpersonal, and organizational skills.
• Familiarity with banking core systems and MS Office.

Responsibilities

• Develop and maintain profitable commercial banking relationships through active business development and referrals.
• Originate, evaluate, and structure commercial real estate and construction loans.
• Manage a loan and deposit portfolio with a focus on credit quality.
• Coordinate with Credit, Loan Operations, and Deposit Operations to facilitate loan approval and funding.
• Maintain an active pipeline and provide forecasts of loan production.

Skills

Relationship building

Communication skills

Financial analysis

Negotiation

Education

Bachelor’s degree in mathematics, accounting, finance, or related field

Tools

Microsoft Office

Banking core systems

Job description

Relationship Manager (Commercial Lending)

Full Time Irvine, CA, US

Salary Range: $120,000.00 To $200,000.00 Annually

Relationship Manager (Commercial Lending)

Join Our Team, Shape Your Future

At New Omni Bank, we believe in the power of talent and innovation to drive success. As a dynamic and forward-thinking financial institution, we’re always on the lookout for individuals who share our passion for excellence and are ready to make a meaningful impact.

About New Omni Bank

We were founded in 1980 on a simple idea of helping our neighbors—a community of immigrants in Los Angeles, coming from diverse backgrounds, finding it hard to get precise banking solutions for their unique needs.

For over four decades of creativity, innovative thinking, and above all – attentiveness, are the hallmarks of our services. Coupled with our extensive network and on-the-ground expertise, we’ve been the catalyst for countless clients, guiding them to grow and thrive in California, across the Pacific, and at every twist and turn. Our legacy of empowerment is proven by continuous recognitions, like a 5-Star Rating from BauerFinancial, Inc. for over 40 quarters.

Position Summary

FLSA Status: Full Time/Exempt

Location/Branch: Irvine, CA

A Relationship Manager is responsible for developing, maintaining, and growing commercial banking relationships that contribute to the Bank’s overall business objectives. This position works with existing and prospective customers to understand their financial needs and provide appropriate lending, deposit, and other banking solutions.

Essential Job Functions and Responsibilities (Duties not limited to those provided here):

• Develop and maintain profitable commercial banking relationships through active business development, networking, referrals, and calling efforts, with a primary focus on commercial real estate and construction lending and related deposit relationships.
• Originate, evaluate, and structure commercial real estate, construction, and other commercial loans consistent with the Bank’s credit standards, risk appetite, lending policies, and strategic objectives.
• Manage and grow an assigned loan and deposit portfolio, maintain strong credit quality, monitor borrower performance and changing risk conditions, and proactively address customer needs.
• Develop comprehensive banking relationships by identifying customer needs and introducing appropriate deposit, treasury management, and other Bank products and services.
• Coordinate with Credit, Loan Operations, Deposit Operations, and other departments to facilitate loan approval, closing, funding, servicing, and resolution of customer or operational issues.
• Maintain an active business development pipeline, document calling activities, and provide management with periodic forecasts of anticipated loan and deposit production.
• Maintain knowledge of market conditions, commercial real estate and construction trends, applicable regulations, Bank policies and procedures, and competitive offerings; represent the Bank professionally in the marketplace and participate in required training.
• Perform other duties and responsibilities as assigned by management.

Qualifications:

• Bachelor’s degree in mathematics, accounting, finance, or related field required
• At least 5 years of experience in commercial lending, credit analysis, or portfolio management required
• Demonstrated ability to develop new business and build and maintain commercial banking relationships.
• Strong understanding of commercial credit, including financial statement analysis, cash flow, collateral, loan structure, and risk assessment and working knowledge of commercial loan documentation, lending practices, and applicable banking regulations.
• Strong communication, interpersonal, negotiation, and organizational skills.
• Sound judgment and ability to independently manage priorities, follow through on commitments, and work effectively across departments.
• Requires proficiency in Microsoft Office and familiarity with banking core systems.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to walk, stand, sit, climb, or balance, and talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus. The employee may be required to work at other locations of the Bank.

New Omni Bank, National Association commits to following compliance and adherence to all applicable regulatory requirements, policies, and procedures.

New Omni Bank, National Association’s policy is to provide equal employment opportunities to all applicants and employees without regard to race, color, creed, gender, gender identity or expression, age, national origin or ancestry, citizenship, disability, sexual orientation, marital status, pregnancy, veteran status, membership in the uniformed services, genetic information, or any other basis protected by applicable law.