Relationship-Driven Commercial Loan Officer

First-Service-Bank; Greenbrier (AR); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health benefits

Clothing stipend

Professional development

Job summary

First Service Bank in Greenbrier, AR is seeking a Commercial Loan Officer who builds lasting customer relationships and drives lending growth in the local market. You will evaluate applications, structure loans, and partner with teams to deliver tailored financing solutions for individuals and businesses.

Ideal candidates are relationship-focused bankers with strong credit knowledge, excellent communication, and the ability to manage multiple priorities while upholding our community-first

Qualifications

• Strong relationship-building and business development skills
• Knowledge of lending practices, credit analysis, and loan documentation
• Strong analytical and problem-solving skills
• Excellent communication skills, both verbally and in writing
• Strong organizational and time management skills
• Ability to develop and maintain professional customer and community relationships
• Ability to manage multiple priorities and meet deadlines
• Service-oriented skill set
• Professional appearance, dress, and attitude
• Ability to operate related computer applications and other business equipment including copy machine, telephone, and computer
• Ability to operate a motor vehicle to attend customer visits, community events, off-site meetings, and training as needed
• Must be able to speak, read, and write English

Responsibilities

• Develop, manage, and grow a quality loan portfolio while maintaining strong customer relationships.
• Identify and develop new lending and deposit relationships within the Greenbrier market.
• Meet with prospective and existing customers to understand their financial needs and recommend appropriate lending solutions.
• Interview loan applicants and obtain necessary financial and credit information.
• Evaluate loan requests, financial information, collateral, credit history, and other relevant factors to determine creditworthiness.
• Structure loan requests in accordance with the Bank’s lending policies, procedures, and applicable regulations.
• Work closely with Credit Analysts, Loan Assistants, and other team members throughout the lending process.
• Monitor existing loan relationships and proactively address changes in credit quality, documentation, or customer needs.
• Develop new business through referrals, networking, community involvement, and relationship-building activities.
• Represent First Service Bank throughout the Greenbrier community and actively promote the Bank’s products and services.
• Maintain knowledge of lending regulations, Bank policies, products, and industry trends.
• Perform other lending and business development projects/tasks as assigned

Skills

Relationship building

Business development

Lending practices

Credit analysis

Loan documentation

Analytical skills

Communication skills

Time management

Organizational skills

Customer relationships

Community relationships

Prioritization

Service orientation

Professional appearance

Computer skills

Office equipment

Vehicle travel

English proficiency

Job description

First Service Bank in Greenbrier, AR is seeking a Commercial Loan Officer who builds lasting customer relationships and drives lending growth in the local market. You will evaluate applications, structure loans, and partner with teams to deliver tailored financing solutions for individuals and businesses.

Ideal candidates are relationship-focused bankers with strong credit knowledge, excellent communication, and the ability to manage multiple priorities while upholding our community-first