Commercial Loan Officer

First-Service-Bank; Greenbrier (AR); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health benefits

Clothing stipend

Professional development

Job summary

First Service Bank in Greenbrier, AR is seeking a Commercial Loan Officer who builds lasting customer relationships and drives lending growth in the local market. You will evaluate applications, structure loans, and partner with teams to deliver tailored financing solutions for individuals and businesses.

Ideal candidates are relationship-focused bankers with strong credit knowledge, excellent communication, and the ability to manage multiple priorities while upholding our community-first

Qualifications

• Strong relationship-building and business development skills
• Knowledge of lending practices, credit analysis, and loan documentation
• Strong analytical and problem-solving skills
• Excellent communication skills, both verbally and in writing
• Strong organizational and time management skills
• Ability to develop and maintain professional customer and community relationships
• Ability to manage multiple priorities and meet deadlines
• Service-oriented skill set
• Professional appearance, dress, and attitude
• Ability to operate related computer applications and other business equipment including copy machine, telephone, and computer
• Ability to operate a motor vehicle to attend customer visits, community events, off-site meetings, and training as needed
• Must be able to speak, read, and write English

Responsibilities

• Develop, manage, and grow a quality loan portfolio while maintaining strong customer relationships.
• Identify and develop new lending and deposit relationships within the Greenbrier market.
• Meet with prospective and existing customers to understand their financial needs and recommend appropriate lending solutions.
• Interview loan applicants and obtain necessary financial and credit information.
• Evaluate loan requests, financial information, collateral, credit history, and other relevant factors to determine creditworthiness.
• Structure loan requests in accordance with the Bank’s lending policies, procedures, and applicable regulations.
• Work closely with Credit Analysts, Loan Assistants, and other team members throughout the lending process.
• Monitor existing loan relationships and proactively address changes in credit quality, documentation, or customer needs.
• Develop new business through referrals, networking, community involvement, and relationship-building activities.
• Represent First Service Bank throughout the Greenbrier community and actively promote the Bank’s products and services.
• Maintain knowledge of lending regulations, Bank policies, products, and industry trends.
• Perform other lending and business development projects/tasks as assigned

Skills

Relationship building

Business development

Lending practices

Credit analysis

Loan documentation

Analytical skills

Communication skills

Time management

Organizational skills

Customer relationships

Community relationships

Prioritization

Service orientation

Professional appearance

Computer skills

Office equipment

Vehicle travel

English proficiency

Job description

At First Service Bank, service is our middle name. We strive to exceed our customers’ expectations by creating a remarkable customer experience daily.

Our associates are relationship-builders who work to understand our customers’ needs.

First Service Bank - Proudly recognized as one of Arkansas' Best Places to Work for seven consecutive years (2020-2026)!

POSITION: Commerial Loan Officer

Grow Relationships. Drive Lending. Build Communities.

What Makes This Role Exciting:

First Service Bank, honored as one of Arkansas’ Best Places to Work for seven consecutive years (2020–2026), is seeking an experienced and relationship-driven Loan Officer to join our Greenbrier team. This position is ideal for a banking professional who enjoys building lasting customer relationships, developing new business, and helping individuals and businesses find lending solutions that support their financial goals. As a Loan Officer, you will be an important part of growing First Service Bank’s presence in the Greenbrier market while providing the personal, community-focused service our customers expect.

What You’ll Do:

• Develop, manage, and grow a quality loan portfolio while maintaining strong customer relationships.
• Identify and develop new lending and deposit relationships within the Greenbrier market.
• Meet with prospective and existing customers to understand their financial needs and recommend appropriate lending solutions.
• Interview loan applicants and obtain necessary financial and credit information.
• Evaluate loan requests, financial information, collateral, credit history, and other relevant factors to determine creditworthiness.
• Structure loan requests in accordance with the Bank’s lending policies, procedures, and applicable regulations.
• Work closely with Credit Analysts, Loan Assistants, and other team members throughout the lending process.
• Monitor existing loan relationships and proactively address changes in credit quality, documentation, or customer needs.
• Develop new business through referrals, networking, community involvement, and relationship-building activities.
• Represent First Service Bank throughout the Greenbrier community and actively promote the Bank’s products and services.
• Maintain knowledge of lending regulations, Bank policies, products, and industry trends.
• Perform other lending and business development projects/tasks as assigned.

Who Is This a Great Opportunity For?

• Relationship Builders who genuinely enjoy getting to know customers and becoming a trusted financial resource.
• Experienced Lenders who understand credit, lending, and the importance of maintaining a quality loan portfolio.
• Business Developers who are comfortable networking, generating new relationships, and identifying opportunities to grow the Bank.
• Community-Minded Professionals who want to be visible and actively involved in Greenbrier and the surrounding area.
• Customer-Focused Bankers who believe exceptional service and strong relationships are the foundation of community banking.
• Career Builders that are looking for an opportunity to grow their lending career with an established award-winning Arkansas community bank.

What We're Looking For:

• Strong relationship-building and business development skills
• Knowledge of lending practices, credit analysis, and loan documentation
• Strong analytical and problem-solving skills
• Excellent communication skills, both verbally and in writing
• Strong organizational and time management skills
• Ability to develop and maintain professional customer and community relationships
• Ability to manage multiple priorities and meet deadlines
• Service-oriented skill set
• Professional appearance, dress, and attitude
• Ability to operate related computer applications and other business equipment including copy machine, telephone, and computer
• Ability to operate a motor vehicle to attend customer visits, community events, off-site meetings, and training as needed
• Must be able to speak, read, and write English

Availability:

Ability and willingness to work a flexible schedule, including occasional evenings and after-hours events, to support business development, community involvement, and Bank-sponsored activities.

Why Join Us?This position comes with a first-class, comprehensive benefits package, including:

• Employee medical, dental, vision, life insurance, cancer insurance, and long-term disability insurancefor less than $75.00 per month!
• Clothing stipendsto keep you looking sharp and professional.
• Professional and personal development opportunitiesto help you grow and advance in your career.

First Service Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran or disabled status, or genetic