Regional Credit Officer, Middle Market (TX) - Remote

Huntington Bancshares, Inc.; Dallas (TX); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Huntington Bancshares, Inc. in Texas seeks a Regional Credit Officer – Middle Market to partner with portfolio managers and credit administrators in credit approval, administration, and review activities for the Texas region.

The role focuses on establishing and managing credit structures, negotiating with business units, and mitigating risk across the loan portfolio while ensuring adherence to lending policies.

Qualifications

• Bachelor’s degree required.
• 10+ years of related experience required.
• Strong leadership and mentoring skills.
• Excellent time management and organizational skills.
• Excellent client management and communication skills.
• Ability to interact professionally with clients and peers at all levels.
• Critical thinking, problem solving and analytical ability.

Responsibilities

• Establishes and manages administrative and review systems to protect loan portfolio quality and profitability.
• Manages credit structuring and negotiation discussions with officers/business units.
• Analyzes and approves/disapproves credit requests exceeding regional limits; identifies problem credits and works to minimize risk.
• Advises staff and business units on lending policies.
• Performs other duties as assigned.

Skills

Leadership

Mentoring

Issue resolution

Time management

Client management

Communication

Goal-oriented

Verbal and written communication

Analytical ability

Resourcefulness

Education

Bachelor’s Degree

Job description

Huntington Bancshares, Inc. in Texas seeks a Regional Credit Officer – Middle Market to partner with portfolio managers and credit administrators in credit approval, administration, and review activities for the Texas region.

The role focuses on establishing and managing credit structures, negotiating with business units, and mitigating risk across the loan portfolio while ensuring adherence to lending policies.