Regional Credit Officer – Middle Market, Texas

Huntington Bancshares, Inc.; Dallas (TX); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Huntington Bancshares, Inc. in Texas seeks a Regional Credit Officer – Middle Market to partner with portfolio managers and credit administrators in credit approval, administration, and review activities for the Texas region.

The role focuses on establishing and managing credit structures, negotiating with business units, and mitigating risk across the loan portfolio while ensuring adherence to lending policies.

Qualifications

• Bachelor’s degree required.
• 10+ years of related experience required.
• Strong leadership and mentoring skills.
• Excellent time management and organizational skills.
• Excellent client management and communication skills.
• Ability to interact professionally with clients and peers at all levels.
• Critical thinking, problem solving and analytical ability.

Responsibilities

• Establishes and manages administrative and review systems to protect loan portfolio quality and profitability.
• Manages credit structuring and negotiation discussions with officers/business units.
• Analyzes and approves/disapproves credit requests exceeding regional limits; identifies problem credits and works to minimize risk.
• Advises staff and business units on lending policies.
• Performs other duties as assigned.

Skills

Leadership

Mentoring

Issue resolution

Time management

Client management

Communication

Goal-oriented

Verbal and written communication

Analytical ability

Resourcefulness

Education

Bachelor’s Degree

Job description

Description

The Regional Credit Officer – Middle Market, Texas partners with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review activities for a business line or geographic region.

Duties and Responsibilities

• Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.


• Manages credit structuring and negotiation strategy discussions with officer/business unit.


• Analyzes, approves/disapproves credit request exceeding line/regional approval limits. Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.


• Advises staff, officers and/or business units on the company’s overall lending policies.


• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree


• 10+ years of related experience

Preferred Qualifications

• Strong management and mentoring skills


• Ability to resolve issues and drive performance


• Excellent time management and organizational skills


• Ability to work in a high volume environment


• Excellent client management skills


• Interact professionally and effectively with clients, business partners, and peers at all levels


• Goal-oriented


• Well-developed verbal and written communication skills


• Critical thinking, problem solving, and analytical ability


• Resourceful

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Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.