Regional Credit Officer – Middle Market, Texas

Huntington National Bank; Dallas (TX); Hybrid; USD 125,000 - 165,000; Full time

Job summary

Huntington National Bank in Texas is seeking a Regional Credit Officer – Middle Market to partner with portfolio managers and credit administrators on credit approval, administration, and review to safeguard the loan portfolio's quality and profitability.

You will lead credit structuring, negotiate with officers and business units, and assess requests beyond limits, advising on lending policies while mentoring staff.

Qualifications

• Bachelor's degree required.
• 10+ years of related experience.
• Strong management and mentoring skills.
• Ability to resolve issues and drive performance.
• Excellent time management and organizational skills.
• Ability to work in a high volume environment.
• Excellent client management skills.
• Interact professionally and effectively with clients, business partners, and peers at all levels.
• Goal-oriented.
• Well-developed verbal and written communication skills.
• Critical thinking, problem solving, and analytical ability.
• Resourceful.

Responsibilities

• Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
• Manages credit structuring and negotiation strategy discussions with officer/business unit.
• Analyzes, approves/disproves credit requests beyond line/regional approval limits; identifies potential problem credits and works with loan workout specialist to minimize risk.
• Advises staff, officers and/or business units on the company's overall lending policies.
• Performs other duties as assigned.

Skills

Management

Mentoring

Issue resolution

Performance

Time management

Organizational skills

Client management

Professional communication

Verbal communication

Written communication

Critical thinking

Problem solving

Analytical ability

Resourceful

Education

Bachelor's Degree

Job description

Description

The Regional Credit Officer – Middle Market, Texas partners with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review activities for a business line or geographic region.

Duties And Responsibilities

• Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
• Manages credit structuring and negotiation strategy discussions with officer/business unit.
• Analyzes, approves/disapproves credit request exceeding line/regional approval limits. Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.
• Advises staff, officers and/or business units on the company's overall lending policies.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's Degree
• 10+ years of related experience

Preferred Qualifications

• Strong management and mentoring skills
• Ability to resolve issues and drive performance
• Excellent time management and organizational skills
• Ability to work in a high volume environment
• Excellent client management skills
• Interact professionally and effectively with clients, business partners, and peers at all levels
• Goal-oriented
• Well-developed verbal and written communication skills
• Critical thinking, problem solving, and analytical ability
• Resourceful

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.