Reconstruction Claims Adjuster

Alert Disaster Restoration; Bakersfield (CA); On-site; USD 70,000 - 105,000; Full time

Benefits offered by this job

Competitive pay

Bonus potential

Growth opportunities

In-person role

Job summary

Alert Disaster Restoration is seeking an experienced Reconstruction Claims Adjuster to manage reconstruction insurance claims from start to finish in person. You will coordinate accurate scopes of work, prepare and review estimates, negotiate with carrier and independent adjusters, and support Project Supervisors to deliver successful reconstruction projects that meet company standards.

Your focus is on achieving approvals, maintaining estimate accuracy, protecting margins, and keeping projects

Qualifications

• 4+ years of property insurance claims adjusting experience, including large losses.
• Strong construction knowledge.
• Proficient in Xactimate.
• Proven experience negotiating with carriers and independent adjusters.
• Proficiency with claims management systems and multitasking.
• Excellent communication, negotiation, and problem-solving skills.
• Customer-focused mindset with strong attention to detail.
• Certifications such as Xactimate Certified, AIC, CPCU, or IICRC are a plus.

Responsibilities

• Coordinate scopes of work and prepare/review estimates to align with carrier requirements and company gross profit.
• Negotiate claim approvals, supplements and settlements with carriers and independent adjusters.
• Drive timely claim approvals to support reconstruction projects.
• Collaborate with Project Supervisors to keep projects on schedule.
• Provide responsive, professional communication to policyholders and internal stakeholders.
• Maintain detailed claim records in the claims management system.

Skills

Property claims

Construction knowledge

Xactimate

Negotiation

Claims systems

Communication

Attention to detail

Education

Xactimate Certified

AIC

CPCU

IICRC

Job description

Reconstruction Claims Adjuster

(Internal Restoration Claims & Approval Role - No Adjuster License Required)

Own the Claim. Drive the Approval. Move Reconstruction Forward.

At Alert Disaster Restoration, reconstruction doesn't start until claims move—and claims don't move without strong adjusters driving them forward.

We're hiring an experienced Reconstruction Claims Adjuster to manage insurance claims from start to finish, coordinate accurate scopes of work, negotiate approvals, and support our Project Supervisors in delivering exceptional client outcomes while protecting company gross profit.

This is a hands-on, in person role for someone who knows property claims, understands construction, and thrives on accountability, negotiation, and results.

Why This Role Is Critical

This position sits at the center of our reconstruction operation. You'll work directly with:

• Project Supervisors
• Estimators
• Insurance Carriers & Independent Adjusters
• Internal Operations & Leadership

When you do your job well:

• Claims are approved faster
• Scopes are written correctly the first time
• Negotiations protect margin
• Projects move without delay
• Clients stay confident and informed

This role directly impacts cash flow, cycle time, gross profit, and customer satisfaction.

Job Summary

As a Reconstruction Claims Adjuster (in-person position) at Alert Disaster Restoration, you will manage and drive the reconstruction insurance claim process from start to finish. You will coordinate accurate scopes of work, prepare and review estimates, negotiate with carrier and independent adjusters, and support Project Supervisors in delivering successful reconstruction projects that meet company standards.

Your primary focus is on achieving approvals, maintaining estimate accuracy, protecting margins, and keeping projects moving.

Role Clarification (Important)

This position is an internal, in office reconstruction claims role within a restoration company. While the title includes "Claims Adjuster," this role does not require or function as a licensed insurance adjuster and does not adjust claims on behalf of an insurance carrier.

Instead, this role focuses on:

• Coordinating scopes of work
• Preparing and reviewing estimates
• Negotiating with carrier and independent adjusters
• Driving claim approvals to support reconstruction projects

No insurance adjuster license is required for this position.

Key Responsibilities

Claim Processing & Documentation

• Receive and review documentation from internal departments for completed or required work
• Ensure claim files are complete, accurate, and submission ready
• Maintain detailed claim records in the claims management system

Damage Evaluation & Scope Coordination

• Assess property damages using industry standards and company guidelines
• Write and/or coordinate accurate scopes of work aligned with field conditions
• Ensure estimates support both carrier requirements and company gross profit standards

Negotiation & Approval

• Negotiate claim approvals, supplements, and settlements with carrier and independent adjusters
• Communicate clearly, professionally, and persistently to resolve claims efficiently
• Drive timely decisions and approvals within established authority

Project & Team Support

• Collaborate with Project Supervisors to keep reconstruction projects on schedule
• Support reconstruction sales and execution through strong claim positioning
• Escalate complex or high value claims when appropriate

Customer & Stakeholder Communication

• Provide responsive, professional, and empathetic service to:
  • Policyholders
  • Adjusters
  • Internal stakeholders
• Provide updates, guidance, and clarity throughout the claims process

Compensation & Bonus Structure

• Base Salary: $70,000-$105,000 (based on experience)
• Bonus: Performance based, tied to:
  • Approval cycle time
  • Accuracy of scopes and estimates
  • Reduction of stalled or disputed claims
  • Overall reconstruction claim throughput

Qualifications

• 4+ years of property insurance claims adjusting experience, including large loss claims
• Strong construction knowledge (required)
• Highly skilled in Xactimate
• Proven experience negotiating with carrier and independent adjusters
• Proficiency with claims management systems and multitasking across platforms
• Excellent communication, negotiation, and problem-solving skills
• Customer focused mindset with strong attention to detail
• Relevant certifications a plus:
  • Xactimate Certified
  • AIC, CPCU
  • IICRC or related industry credentials

No insurance adjuster license required; this role does not act on behalf of an insurance carrier

Working Conditions

• In person office position
• Standard business hours
• Collaborative, fast paced team environment
• Opportunities for professional growth as the company scales

Equal Opportunity & Fair Chance Statement

Alert Disaster Restoration is an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees and applicants. Employment decisions are made without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, marital status, veteran status, or any other protected characteristic under applicable law.

Where applicable, we consider qualified applicants with criminal histories in a manner consistent with the California Fair Chance Act.

Why Alert Disaster Restoration?

• High impact role with real authority
• Competitive compensation with bonus upside
• Strong operational support and leadership access
• Growing reconstruction division
• We trust experienced professionals to own their lane

At Alert, your expertise matters—and your results are visible.