Real Estate Financing Associate: Origination & Modeling

BBVA; New York (NY); On-site; USD 120,000 - 135,000; Full time

Job summary

BBVA USA in New York is seeking an Associate to join the real estate finance team, focusing on origination and structuring of secured real estate financing transactions for the U.S. client base.

You will analyze creditworthiness, build cash flow models, review memoranda, and assist with deal execution and closing, under senior team guidance.

The role offers a base salary range of $120,000–$135,000 with discretionary bonus, reflecting market factors and internal policies.

Qualifications

• Degree in Economics, Accounting, Finance or related field.
• Excellent communication and presentation skills.
• Strong organizational skills to manage loan approval deadlines in a fast-paced environment.
• Ability to work in a team environment and under tight deadlines.
• Self-motivated, accountable, and team-oriented.
• Financial modeling and knowledge of financial statements.
• Proficient in ALL Microsoft Office Tools.
• Advanced Excel a necessity and PowerPoint a must, Argus a plus.

Responsibilities

• Assist in the new deal origination/modeling/structuring process for the real estate finance team.
• Evaluate new transactions to determine the quality of each opportunity.
• Assist in the preparation of deal screening memos, credit applications, risk ratings, and other supporting materials required during the approval process.
• Conduct market research on a macro and micro level for various property types, markets and submarkets.
• Coordinate the engagement of third party vendors (legal, valuation, engineering, etc.)
• Assist with customer due diligence / know your customer checks on new clients transactional due diligence, and loan closing process.
• Prepare detailed cash flow and real estate analysis models complete with deal, market, and industry information for the analysis of potential new business.
• Assessing BBVA’s internal risk rating, as well as running return models for each transaction.
• Portfolio management and information reporting on in process transactions and closed deals, including interaction with finance on fee recognition.
• Loan approval, closing, and booking for transactions booked in NY using internal processes and systems, working with various teams to book transactions.
• Maintain and update various sizing and structuring models to provide efficient and transparent analysis and feedback on new deals to originators, relationship managers, and credit risk as deals progress through the structuring and closing process.
• Maintain various databases to track origination and market color: pricing, structure, leverage, etc.
• Interact closely with the syndication team, as applicable.
• Participate in periodic site inspections.

Skills

Excellent communication

Presentation skills

Team collaboration

Financial modeling

Credit analysis

Microsoft Office

Excel

PowerPoint

Argus

Education

Degree in Economics, Accounting, Finance or related field

Tools

Excel

PowerPoint

Argus

Microsoft Office

Job description

BBVA USA in New York is seeking an Associate to join the real estate finance team, focusing on origination and structuring of secured real estate financing transactions for the U.S. client base.

You will analyze creditworthiness, build cash flow models, review memoranda, and assist with deal execution and closing, under senior team guidance.

The role offers a base salary range of $120,000–$135,000 with discretionary bonus, reflecting market factors and internal policies.