Real Estate Escrow & Closing Specialist

McMichael and Gray, PC; Birmingham (AL); On-site; USD 42,000 - 64,000; Full time

Job summary

McMichael and Gray, PC in Birmingham, AL is seeking an Escrow Officer to perform final review of mortgage loan information, prepare closing documents, and fund files accurately, coordinating with lenders and title professionals.

The role requires meticulous handling of Closing Disclosures, document accuracy, and timely funding to ensure successful closings. Experience with SoftPro is a plus, and compensation is commensurate with experience.

Qualifications

• Experience with SoftPro is a plus.

Responsibilities

• Ensures mortgage loans are funded accurately and in a timely manner.
• Types closing documents for all transactions.
• Assembles documents for delivery to title company, real estate broker, or lending officer for closing.
• Ensures that appropriate disclosure documents have been assigned and are in the loan file.
• Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate.
• Works with the Lender of the transaction to receive funding authorization to disburse funds to parties.
• Responsible for clearance of all title requirements.
• Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc.
• Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly.
• Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner.
• Confirms legal documents to be recorded are accurate and total cost to record is collected at closing.
• Confirms receipt of all incoming funds from borrower and lender.
• Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements.
• Ensures that all documents are properly executed by all parties involved with said transaction.
• Ensures that all documents are presented to the parties of the transaction in a professional and secure manner.
• Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW, Lender documents, Title Examination and Commitment of Title.
• Reviews final closing documents and delivers the final file to the Post Closing department.

Tools

SoftPro

Job description

McMichael and Gray, PC in Birmingham, AL is seeking an Escrow Officer to perform final review of mortgage loan information, prepare closing documents, and fund files accurately, coordinating with lenders and title professionals.

The role requires meticulous handling of Closing Disclosures, document accuracy, and timely funding to ensure successful closings. Experience with SoftPro is a plus, and compensation is commensurate with experience.