Real Estate Credit VP: High-Impact Analysis
Mizuho
Get a reply from this employer
Your resume and cover letter, tailored to exactly what they’re hiring for.
Benefits offered by this job
Job summary
Mizuho is seeking a senior Credit Officer in New York to lead real estate credit analysis for diverse sectors including REITs, home building, and non-recourse financing. You will assess creditworthiness, structure loans, and monitor performance with direct interaction with senior management and external partners.
The role emphasizes financial modeling, cash flow projections, market trend analysis, and risk rating recommendations.
Qualifications
- 6+ years of credit-related experience – banking experience in non-recourse financing preferred.
- Undergraduate degree in Accounting, Business, Finance or Economics or strong quantitative background.
- Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint; strong financial modeling skills.
Responsibilities
- Reviews/assesses credit applications from branches/agencies.
- Analyzes creditworthiness, loan structure, risk return, and cash flow.
- Builds projection/valuation/recovery models and comments on assumptions.
- Prepares Credit Opinions with recommendations for approval or counter.
- Monitors portfolio performance and assigns appropriate risk ratings.
- Engages with banks, rating agencies, and clients in meetings and presentations.
Skills
Education
Tools
Job description
Mizuho is seeking a senior Credit Officer in New York to lead real estate credit analysis for diverse sectors including REITs, home building, and non-recourse financing. You will assess creditworthiness, structure loans, and monitor performance with direct interaction with senior management and external partners.
The role emphasizes financial modeling, cash flow projections, market trend analysis, and risk rating recommendations.
'/%3e%3cpath%20d='M101.744%2012.4726L102.894%2016.1947L99.0021%2013.2201L101.744%2012.4726ZM105.3%208.40937H100.488L99.0026%203.59473L97.5116%208.41047L92.7%208.40385L96.5965%2011.3834L95.1055%2016.1942L99.0021%2013.2196L101.408%2011.3834L105.3%208.40992V8.40937Z'%20fill='white'/%3e%3cdefs%3e%3clinearGradient%20id='paint0_linear_5593_1381'%20x1='90'%20y1='9.44471'%20x2='99'%20y2='9.44471'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%2300AD70'/%3e%3cstop%20offset='0.998594'%20stop-color='%2300B67A'/%3e%3cstop%20offset='1'%20stop-color='%23DCDCE6'/%3e%3c/linearGradient%3e%3c/defs%3e%3c/svg%3e){kind=small}
