Real Estate Analyst at Dominion Financial Services Baltimore, MD

Comunidade Metodista; Baltimore (MD); On-site; USD 80,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k)

401(k) matching

Paid time off

Job summary

Dominion Financial Services in Baltimore, MD, is seeking a Real Estate Analyst to support underwriting and loan decisioning. The role focuses on reviewing mortgage applications, analyzing financial documents, and ensuring compliance with agency and Non-QM guidelines.

The candidate should have 5+ years of mortgage underwriting experience, strong analytical skills, and proficiency with Encompass and Mavent. This position emphasizes accuracy, collaboration with brokers, and maintaining thorough

Qualifications

• Bachelor’s degree or 5+ years of mortgage underwriting experience
• Exceptional analytical, organizational, and decision-making skills
• Experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
• Manual underwriting experience and recent underwriting activity

Responsibilities

• Review and assess mortgage loan applications to determine eligibility and risk
• Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
• Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
• Collaborate with loan officers, processors, and other stakeholders to gather required documentation
• Maintain complete, accurate records of underwriting decisions and conditions
• Stay current on industry regulations, Non-QM program changes, and underwriting best practices
• Support a team-oriented, solutions-driven underwriting environment
• Perform other underwriting-related duties as assigned by management

Skills

Mortgage underwriting

Analytical skills

Attention to detail

Education

Bachelor's degree

Tools

Encompass

Mavant

Job description

Real Estate Analyst job at Dominion Financial Services. Baltimore, MD.

Who We Are

Dominion Financial Wholesale (DFW)is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCRand alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.

Our Company’s Core Values

• Integrity
• Accountable & Dependable
• Team Centric
• System & Process Oriented
• Service Ethic
• Organized Efficiency - Risk Management & Compliance

Your Impact

• Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust
• Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction

In This Role You Will

• Review and assess mortgage loan applications to determine eligibility and risk
• Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
• Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
• Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation
• Maintain complete, accurate records of underwriting decisions and conditions
• Stay current on industry regulations, Non-QM program changes, and underwriting best practices
• Support a team-oriented, solutions-driven underwriting environment
• Perform other underwriting-related duties as assigned by management

Requirements

• Bachelor’s degree or 5+ years of mortgage underwriting experience
• Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios
• Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
• Manual underwriting experience required
• Recent underwriting experience (within the past 6 months)
• Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements
• Proficiency with mortgage software systems, including Encompass and Mavent
• Exceptional analytical, organizational, and decision-making skills
• Clear, professional communication skills, both written and verbal
• High attention to detail and accuracy

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• 401(k)
• 401(k) matching
• Paid time off

While At Dominion You Will Enjoy

• Company outings & social events
• Virtual events
• Companywide competitions and raffles
• Personal financial workshops
• Orioles season tickets