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Sbhonline is seeking an On-site Underwriting Analyst to support the underwriting process, manage loan files, and assist from application through closing. You will work with senior lenders to analyze deals and ensure accurate loan conditions, balancing risk and return.
The role requires a Bachelor’s degree and 0–2 years in CRE, banking, underwriting, or financial analysis. You’ll thrive in a fast-growing team driven by initiative and rigorous market analysis.
Location: On-site
Job Type: Full-time
Schedule: Regular business hours
Salary: $75,000 – $85,000 / year (plus discretionary performance bonus)
We are a rapidly growing private lender specializing in fix & flip, short-term bridge, and DSCR loans, providing flexible capital for investors across residential, multifamily, commercial, and value-add real estate. As an ambitious, entrepreneurial team, we move quickly, think creatively, and reward initiative. In this role, you will work alongside our senior team to support the underwriting process, manage loan files, and play an active part in transactions from initial application through closing.
Analyze borrower financials, collateral, and transaction risks to formulate data-driven credit recommendations.
Collaborate with sales and business development teams to align underwriting with deal strategy and client goals.
Communicate with borrowers, brokers, attorneys, and vendors to collect outstanding loan conditions.
Prepare loan summaries and underwriting packages for internal review.
Assist the Senior Underwriter with underwriting bridge, construction, and DSCR loan requests.
Help develop and execute business plans through thorough market and competitor analysis.
Bachelor's degree required.
0–2 years of experience in commercial real estate, banking, underwriting, or financial analysis preferred.
Strong analytical and organizational skills.
Excellent written and verbal communication skills.
Competitive base salary with discretionary annual performance bonus potential.
Comprehensive benefits package.
Clear path for advancement within a fast-growing organization.
Hands-on experience analyzing complex real estate transactions to build deep industry expertise.
An entrepreneurial team culture that values initiative and rewards performance.