Real Estate Credit Analyst

Selby Jennings; NORTH MIAMI BEACH (FL); On-site; USD 90,000 - 110,000; Full time

Job summary

A financial services firm in North Miami Beach is seeking a Real Estate Credit Analyst to join their team. The ideal candidate will focus on underwriting and financial modeling for commercial real estate transactions. Responsibilities include analyzing transactions, building financial models, and supporting debt originations. The role requires a Bachelor's degree and offers an entry-level opportunity in a collaborative environment.

Qualifications

• 1-3 years of experience in real estate credit, investment banking, or lending.
• Advanced proficiency in Excel and financial modeling is required.
• Strong understanding of real estate fundamentals and capital markets.

Responsibilities

• Analyze and underwrite commercial real estate transactions across asset classes.
• Build and maintain financial models including cash flow projections.
• Assist in structuring and pricing debt solutions for clients.

Skills

Analytical skills

Detail-oriented

Financial modeling

Communication skills

Education

Bachelor's degree in Finance, Real Estate, Economics, or related field

Tools

Excel

Argus

Job description

Base pay range

$90,000.00/yr - $110,000.00/yr

Position Overview

Our client is seeking a highly analytical and detail-oriented Real Estate Credit Analyst to join their Miami-based team. This role will primarily focus on underwriting and financial modeling for commercial real estate transactions, with additional responsibilities supporting debt originations. The ideal candidate will have a strong foundation in real estate finance, excellent modeling skills, and a collaborative mindset.

Key Responsibilities

Underwriting & Modeling (Primary Focus)

• Analyze and underwrite commercial real estate transactions across various asset classes (multifamily, office, retail, industrial, hospitality).


• Build and maintain detailed financial models including cash flow projections, bridge loans, construction loans, mezzanine loans, debt sizing, and sensitivity analyses.


• Assess borrower creditworthiness, market conditions, and asset performance.


• Prepare investment memoranda and credit packages for internal review and approval.

Debt Originations (Secondary Focus)

• Assist originators in structuring and pricing debt solutions for clients.


• Participate in client meetings and calls to understand financing needs.


• Support the preparation of term sheets and loan proposals.


• Coordinate with legal, capital markets, and closing teams to facilitate transaction execution.

Qualifications

• Bachelor's degree in Finance, Real Estate, Economics, or a related field (Master's or CFA a plus).


• 1-3 years of experience in real estate credit, investment banking, or lending.


• Advanced proficiency in Excel and financial modeling; experience with Argus or similar software is a plus.


• Strong understanding of real estate fundamentals and capital markets.


• Excellent written and verbal communication skills.


• Ability to work independently and manage multiple deadlines.

Seniority level

• Entry level

Employment type

• Full-time

Job function

• Finance