Quality Control Analyst I

Anza Mortgage Insurance Company; Wilmington (NC); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Competitive Compensation

Comprehensive Benefits

Retirement Savings

Career advancement opportunities

Inclusive Culture

Perks & Extras

Job summary

Anza Mortgage Insurance is seeking a detail-oriented Quality Control (QC) Analyst to support our post-close file reviews and ensure compliance with agency, investor, and Anza MI guidelines. The role focuses on validating data, underwriting decisions, and identifying defects before final determinations.

You will review loan documents, document clear rationales, and stay current with evolving GSE requirements while collaborating across teams to improve quality and accuracy in mortgage insurance

Qualifications

• 0–6 months experience in quality control, QA, processing, post closing, underwriting or compliance in mortgage insurance or financial services.
• Excellent analytical skills.
• Detail-oriented with a strong focus on accuracy and compliance; effective communication and teamwork.

Responsibilities

• Validate MI guidelines and GSE eligibility.
• Confirm accuracy and completeness of loan data before final findings.
• Review loan documentation for accuracy and compliance.
• Document defensible rationales for findings and escalations.
• Stay updated on industry regulations and best practices.
• Pursue training to deepen underwriting and regulatory knowledge.

Skills

Excellent analytical skills

Detail-oriented

Effective communication

Job description

About this position

About Anza

Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way.

Our vision is to build the industry's most technology-enabled mortgage insurer, one where software, automation, AI, analytics, and thoughtful operating design create better experiences for customers while allowing the business to scale efficiently without simply adding people.

We are not interested in making legacy processes slightly better. We are interested in building the operating model that mortgage insurance should have had all along.

About the role

Anza Mortgage Insurance is seeking a detail-oriented and highly analytical Quality Control (QC) Analyst to support our quality control review process. The QC Analyst I plays a critical role in ensuring the accuracy, completeness, and compliance of loan files submitted for mortgage insurance coverage. This position is responsible for performing comprehensive post-close file reviews, validating underwriting decisions, identifying defects or documenting gaps, and ensuring adherence to agency, investor, and Anza Mortgage Insurance (MI) guidelines.

What you'll do

• Validate that the file meets MI guidelines and GSE eligibility requirements.
• Confirm accuracy and completeness of the loan file data points and underwriter findings before final finding determinations are made.
• Review supporting loan documentation (e.g. credit, collateral, income, assets, and final loan docs) for accuracy and compliance with agency and Anza MI guidelines.
• Document clear, defensible rationales for findings, escalations, and final outcomes.
• Stay updated on industry regulations, guidelines, and best practices to ensure ongoing compliance and quality improvement.
• Actively seek out and participate in training and professional development opportunities to deepen expertise in mortgage insurance products, underwriting principles, regulatory changes, and evolving GSE requirements, ensuring all knowledge remains current and comprehensive.

Qualifications

• 0-6 months experience in quality control, quality assurance, processing, loan officer assistant, post closing, underwriting or compliance within the mortgage insurance or financial services industry.
• Excellent analytical skills.
• Detail-oriented with a strong focus on accuracy and compliance. o Effective communication and interpersonal skills, with the ability to collaborate with diverse teams.

Preferred qualifications

• Direct mortgage or MI experience is preferred. (e.g., MI, lender, servicer, correspondent, or GSE).
• Knowledge of mortgage insurance products, mortgage underwriting processes, and regulatory requirements.
• Excellent analytical skills with the ability to interpret complex data and identify trends.
• Proficiency in quality control software and tools.

What we offer
We’re committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:

• Competitive Compensation – Including salary and performance bonuses.
• ComprehensiveBenefits – Health, dental, vision, and mental wellness support.
• Retirement Savings – 401(k) with company matching.
• Career advancement opportunities with business growth.
• Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
• Perks & Extras – Generous PTO, team events, wellness programs, and more.