Quality Control Analyst I

Anza Mortgage Insurance Corporation; Wilmington (NC); On-site; USD 48,000 - 68,000; Full time

Benefits offered by this job

Salary and performance bonuses

Health, dental, vision, mental health

401(k) with company matching

Career advancement opportunities

Inclusive culture

PTO and team events

Job summary

Anza Mortgage Insurance is seeking a detail-oriented QC Analyst to support post-close file reviews, ensure accuracy and compliance with agency and MI guidelines. The role involves validating data and underwriter findings, documenting rationales, and maintaining current knowledge of industry regulations.

You will contribute to ongoing quality improvement, training, and professional development while supporting a growing mortgage insurance operation.

Qualifications

• 0-6 months experience in quality control, quality assurance, processing, or related roles in mortgage insurance or financial services.

Responsibilities

• Validate MI guidelines and GSE eligibility for loan files.
• Verify accuracy and completeness of data and underwriter findings before final determinations.
• Review loan documents for accuracy and regulatory compliance with agency and MI guidelines.
• Document clear rationales for findings, escalations, and outcomes.

Skills

Analytical skills

Attention to detail

Communication skills

Interpersonal skills

Education

Associates or Bachelors degree

Tools

Quality control software

Job description

About Anza

Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way.

About Anza

Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way. Our vision is to build the industry's most technology-enabled mortgage insurer, one where software, automation, AI, analytics, and thoughtful operating design create better experiences for customers while allowing the business to scale efficiently without simply adding people. We are not interested in making legacy processes slightly better. We are interested in building the operating model that mortgage insurance should have had all along.

About The Role

Anza Mortgage Insurance is seeking a detail-oriented and highly analytical Quality Control (QC) Analyst to support our quality control review process. The QC Analyst I plays a critical role in ensuring the accuracy, completeness, and compliance of loan files submitted for mortgage insurance coverage. This position is responsible for performing comprehensive post-close file reviews, validating underwriting decisions, identifying defects or documenting gaps, and ensuring adherence to agency, investor, and Anza Mortgage Insurance (MI) guidelines.

What You'll Do

• Validate that the file meets MI guidelines and GSE eligibility requirements.
• Confirm accuracy and completeness of the loan file data points and underwriter findings before final finding determinations are made.
• Review supporting loan documentation (e.g. credit, collateral, income, assets, and final loan docs) for accuracy and compliance with agency and Anza MI guidelines.
• Document clear, defensible rationales for findings, escalations, and final outcomes.
• Stay updated on industry regulations, guidelines, and best practices to ensure ongoing compliance and quality improvement.
• Actively seek out and participate in training and professional development opportunities to deepen expertise in mortgage insurance products, underwriting principles, regulatory changes, and evolving GSE requirements, ensuring all knowledge remains current and comprehensive.

Qualifications

Minimum qualifications

• 0-6 months experience in quality control, quality assurance, processing, loan officer assistant, post closing, underwriting or compliance within the mortgage insurance or financial services industry.

Minimum Skills

• Advanced education degree. Associates or Bachelors degree
• Excellent analytical skills.
• Detail-oriented with a strong focus on accuracy and compliance. o Effective communication and interpersonal skills, with the ability to collaborate with diverse teams.

Preferred Qualifications

• Direct mortgage or MI experience is preferred. (e.g., MI, lender, servicer, correspondent, or GSE).
• Knowledge of mortgage insurance products, mortgage underwriting processes, and regulatory requirements.
• Excellent analytical skills with the ability to interpret complex data and identify trends.
• Proficiency in quality control software and tools.

What We Offer

We’re committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:

• Competitive Compensation – Including salary and performance bonuses.
• Comprehensive Benefits – Health, dental, vision, and mental wellness support.
• Retirement Savings – 401(k) with company matching.
• Career advancement opportunities with business growth.
• Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
• Perks & Extras – Generous PTO, team events, wellness programs, and more.