Property Risk & Underwriting Specialist

Brotherhood Mutual; Columbus (OH); On-site; USD 70,000 - 90,000; Full time

Job summary

Brotherhood Mutual Insurance Company in Columbus, OH, is seeking a Risk Control Specialist to support underwriting by evaluating risk and identifying mitigation opportunities across insureds and prospects. The role involves on-site risk control visits, analyzing construction practices, and preparing clear reports for underwriters.

You will travel extensively, collaborate with agents and insureds, and contribute to risk control training.

Qualifications

• Associate’s degree required.
• Must be able to pass and maintain any state required licensing requirements for risk control inspectors.
• Must have four or more years of general business, insurance or related experience.
• Degree in Engineering, Safety Industrial Operations or the physical sciences is desired.
• CPCU, ARM or other risk control-insurance related coursework is desired.
• Hands-on experience in construction or building/industrial maintenance and an understanding of construction terminology is desired.

Responsibilities

• Provide Underwriting with an overall opinion of a prospective or existing insureds desirability.
• Conduct on-site risk control evaluations of existing and prospective policyholders to determine account attitude toward controlling losses.
• Identify and provide underwriting with descriptions of prospective and existing insureds operations and ministry profile.
• Conduct complete analysis of existing accounts to verify construction class and quality and to establish accurate building valuation.
• Identify risk control program weaknesses and suggest corrective measures to the prospective or insured account.
• Respond to agent and insured inquiries with respect to risk control and risk management issues.
• Accurately complete the designated number of risk control visits set by management.
• Ensure that risk control reports are timely completed in order to meet underwriter’s limitations on cancellation, non-renewal, and production requirements.
• Project a positive and professional image in order to gain the confidence of prospective and existing insureds, agents, regulators, and others.
• Assist with training of agents on risk control and risk management issues and procedures.
• Maintain expenses within company and department established parameters.
• Project a competent and professional standard in all written communication.
• Complete other projects as assigned.

Skills

Risk control inspections

Construction knowledge

Time management

Interpersonal skills

Travel willingness

Education

Associate's degree

Engineering/Safety/Industrial Ops degree desired

Job description

Brotherhood Mutual Insurance Company in Columbus, OH, is seeking a Risk Control Specialist to support underwriting by evaluating risk and identifying mitigation opportunities across insureds and prospects. The role involves on-site risk control visits, analyzing construction practices, and preparing clear reports for underwriters.

You will travel extensively, collaborate with agents and insureds, and contribute to risk control training.