Commercial Property Risk Control Specialist - Indianapolis, IN

Brotherhood Mutual; Indianapolis (IN); On-site; USD 70,000 - 100,000; Full time

Job summary

Brotherhood Mutual Insurance Company seeks a Risk Control Specialist to support underwriting by evaluating policyholder risk, conducting on-site risk control visits, and detailing operations for underwriting decisions.

The role requires travel, strong business writing, construction knowledge, and the ability to communicate professionally with agents and insureds. Associate’s degree required with preferred engineering or risk-control coursework.

Qualifications

• Associate’s degree required.
• Must be able to pass and maintain state licensing for risk control inspectors.
• Minimum of four years of general business, insurance or related experience.
• Engineering, safety, industrial operations or physical sciences degree is preferred.
• CPCU/ARM or related coursework is desirable.
• Hands‑on construction or building/industrial maintenance experience is preferred.

Responsibilities

• Provide underwriting with an overall opinion on insureds desirability.
• Conduct on-site risk control evaluations of existing and prospective policyholders.
• Identify and describe insureds' operations and ministry profiles.
• Analyze building construction and valuation for accuracy.
• Identify risk control weaknesses and suggest corrective measures.
• Respond to inquiries on risk control and risk management issues.
• Complete the required number of risk control visits as set by management.
• Ensure timely risk control reports to support underwriting decisions.
• Maintain professional image in written and verbal communications.
• Assist with agent training on risk control procedures.

Skills

Business writing

Construction knowledge

Time management

Computer skills

Interpersonal skills

Travel readiness

Driver's license

Communication

Education

Associate’s degree

Engineering degree or related field

CPCU/ARM coursework desired

Construction experience desired

Job description

Posting Details

• Posted on November 4, 2026

Locations

Showing 1 location

• Indianapolis, IN, USA

• Underwriting
• Full-Time
• Requisition #: COMME002174

Description

Job Title: Risk Control Specialist

FLSA Status: Exempt

Job Family: Underwriting

Department: UW - Risk Control

Location(s): Nebraska, Iowa, Minnesota, Wisconsin, Indiana, Ohio

JOB SUMMARY
Responsible to assist in the acquisition and retention of profitable business through direct contact with prospective and current policyholders by providing underwriting with account classification information, identification of risk control program weaknesses, and suggesting risk control corrective measures to the prospect or insured.

POSITION ESSENTIAL FUNCTIONS AND RESPONSIBILITIES
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Provide Underwriting with an overall opinion of a prospective or existing insureds desirability.
• Conduct on-site risk control evaluations of existing and prospective policyholders to determine account attitude toward controlling losses.
• Identify and provide underwriting with descriptions of prospective and existing insureds operations and ministry profile.
• Conduct complete analysis of existing accounts to verify construction class and quality and to establish accurate building valuation.
• Identify risk control program weaknesses and suggest corrective measures to the prospective or insured account.
• Respond to agent and insured inquiries with respect to risk control and risk management issues.
• Accurately complete the designated number of risk control visits set by management.
• Ensure that risk control reports are timely completed in order to meet underwriter’s limitations on cancellation, non-renewal, and production requirements.
• Project a positive and professional image in order to gain the confidence of prospective and existing insureds, agents, regulators, and others.
• Assist with training of agents on risk control and risk management issues and procedures.
• Maintain expenses within company and department established parameters.
• Project a competent and professional standard in all written communication.
• Complete other projects as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES
The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must meet company competency standard for business writing skills.
• Must be able to locate and extract essential construction elements from blueprints, understand and apply basic construction math, and have a general understanding of construction practices (excavation, concrete, various structural techniques, plumbing, HVAC, and electrical).
• Must be able to work with minimal supervision and be skilled in time management and able to plan and execute work strategies.
• Must possess solid computer skills and be able to input and access data from company and portable computer equipment.
• Must be able to evaluate structures by walking, climbing, bending and stooping.
• Must possess strong interpersonal skills and present a positive and professional image.
• The ability to travel extensively by air and by driving, including overnight stays, is an integral part of this position and as such, a valid driver’s license and a clear driving record are essential.
• Effectively interface with external contacts, Brotherhood employees, managers, and department staff members.

EDUCATION AND/OR EXPERIENCE
List Degree Requirement, Years' Experience, and Certifications

• Associate’s degree required.
• Must be able to pass and maintain any state required licensing requirements for risk control inspectors.
• Must have four or more years of general business, insurance or related experience.
• Degree in Engineering, Safety Industrial Operations or the physical sciences is desired.
• CPCU, ARM or other risk control-insurance related coursework is desired.
• Hands‑on experience in construction or building/industrial maintenance and an understanding of construction terminology is desired.

Terms and Conditions

This description is intended to describe the general content of and requirements for the performance of this position. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements.

Because the company’s niche is the church and related ministries market, and because effective service requires a thorough understanding of this market, persons in this position must be familiar with church operations and must conduct themselves in a manner that will neither alienate nor offend persons within this target niche.

Brotherhood Mutual Insurance Company reserves the right to modify, interpret, or apply this position description in any way the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This position description is not an employment contract, implied or otherwise. The employment relationship remains “at‑will”.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.