Property Claims Specialist - Remote

Tokio Marine HCC; Iowa (LA); Hybrid; USD 65,000 - 89,000; Full time

Benefits offered by this job

Medical, Vision & Dental

401(k) match

PTO & holidays

Parental leave

Wellness program

Student loan matching

Employee discount

Job summary

Tokio Marine HCC - Public Risk Group in the United States is seeking a Property Claims Adjuster to manage low-to-mid level commercial first‑party property claims from assignment through resolution. You will investigate, evaluate coverage and damages, establish reserves, and negotiate settlements within approved authority.

This remote/Hybrid role reports to the Claims Manager and offers a robust benefits package, professional development, and opportunities to mentor newer adjusters while

Qualifications

• Bachelor’s degree from an accredited four-year college or university.
• 3–5 years of relevant insurance claims experience.
• Current state adjuster’s license.
• Experience handling commercial property or first-party claims.
• Strong written and verbal communication skills.
• Attention to detail and analytical abilities.

Responsibilities

• Adjust assigned claims to completion within approved authority.
• Review, analyze, and interpret commercial package policies to determine coverage.
• Investigate and evaluate claims using available evidence to determine coverage, damages, responsible parties, subrogation potential, and other relevant issues.
• Assign and oversee independent adjusters, appraisers, vendors, and technical experts for on-site investigations and damage assessments as needed.
• Obtain, review, and evaluate repair estimates and other documentation related to the claim.
• Establish and maintain appropriate loss reserves based on the probable financial impact of each claim.
• Identify claims with subrogation potential and support the applicable subrogation process.

Skills

Communication

Analytical skills

Detail orientation

Interpersonal skills

Negotiation skills

Multitasking

Independent work

MS Office

Education

Bachelor’s degree

State adjuster’s license

Tools

Microsoft Office

Job description

Tokio Marine HCC - Public Risk Group in the United States is seeking a Property Claims Adjuster to manage low-to-mid level commercial first‑party property claims from assignment through resolution. You will investigate, evaluate coverage and damages, establish reserves, and negotiate settlements within approved authority.

This remote/Hybrid role reports to the Claims Manager and offers a robust benefits package, professional development, and opportunities to mentor newer adjusters while