Program Manager & Underwriter, Property Program (Remote)

Amerisure Insurance Company; Lisle (IL); Remote; USD 120,000 - 160,000; Full time

Job summary

Amerisure Insurance Company is seeking a Program Manager and Underwriter for Property program business. The role can be remote from most U.S. locations and focuses on underwriting audits, pricing, and profitability across target property classes.

You will partner with MGA and retail agencies, collaborate with actuarial and risk management teams, and drive guidelines, filings, and reinsurance strategies to support profitable growth. Travel to MGA/agency visits is expected.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 5 years multi-line commercial middle market insurance underwriting experience with a specialization in the Property line of business.
• 2 years of E&S experience preferred.
• CPCU designation preferred.

Responsibilities

• Market, evaluate and price program business within Amerisure target classes of business.
• Set business plan for upcoming year addressing growth and profit objectives. Meet with agency/MGA partner to agree on plan and establish strategy for upcoming year.
• Evaluate book performance, communicate profit levels of Program, identify areas needing improvement and create plans to address shortfalls.
• Partner with the Actuarial team to evaluate portfolio performance against targeted combined ratio objectives, identifying performance gaps and developing strategies to address shortfalls, with findings and action plans communicated during the annual planning process.
• Drive the implementation of new and existing programs including development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.
• Evaluate expansion opportunities for profitable growth with additional distribution partners.
• Mentor, train, and provide technical guidance to underwriting team members and support staff
• Conduct regular audits of MGA programs to ensure compliance with company underwriting guidelines, contractual requirements, and applicable state regulatory standards.
• Develop and implement best underwriting practices that support program business objectives, drive profitable growth, and align with Amerisure's overall underwriting strategy and performance goals.
• Identify ongoing product needs and collaborate with appropriate product and actuary resources for implementation of same.
• Collaborate with the Reinsurance team to ensure adequate reinsurance capacity for Program Business. This will include assessing concentrations of risk and catastrophic exposures, and developing reinsurance strategies, including quota share agreements, to protect profitability.
• Participate in MGA/agency visits and in servicing the MGA/agency relationship, facilitating communication between the MGA/agency and Amerisure service team to obtain information necessary for screenings, transactions, resolving policy and billing issues, etc.
• Collaborate with service team to support and advance the program business strategy, ensuring adherence to the service model and promote a strong customer service focus.
• Partner with Claims Department in conducting regular claim reviews with MGA/agency and continued communication with claims adjusters to ensure consistent and effective claim handling practices.
• Collaborate with risk management to assist in developing and implementing loss control and risk management strategies.
• Order, review, and analyze underwriting and rating reports, including Motor Vehicle Reports (MVRs), loss runs, credit reports, and loss control inspections, to assess risk exposures and support informed underwriting decisions.

Skills

Verbal communication

Written communication

Analytical skills

Travel ability

Microsoft Office

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office Suite

Job description

Amerisure Insurance Company is seeking a Program Manager and Underwriter for Property program business. The role can be remote from most U.S. locations and focuses on underwriting audits, pricing, and profitability across target property classes.

You will partner with MGA and retail agencies, collaborate with actuarial and risk management teams, and drive guidelines, filings, and reinsurance strategies to support profitable growth. Travel to MGA/agency visits is expected.