Program Manager and Underwriter, Program Business, Property (Commercial P&C)(Remote)

Amerisure Insurance Company; Lisle (IL); Remote; USD 120,000 - 160,000; Full time

Job summary

Amerisure Insurance Company is seeking a Program Manager and Underwriter for Property program business. The role can be remote from most U.S. locations and focuses on underwriting audits, pricing, and profitability across target property classes.

You will partner with MGA and retail agencies, collaborate with actuarial and risk management teams, and drive guidelines, filings, and reinsurance strategies to support profitable growth. Travel to MGA/agency visits is expected.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 5 years multi-line commercial middle market insurance underwriting experience with a specialization in the Property line of business.
• 2 years of E&S experience preferred.
• CPCU designation preferred.

Responsibilities

• Market, evaluate and price program business within Amerisure target classes of business.
• Set business plan for upcoming year addressing growth and profit objectives. Meet with agency/MGA partner to agree on plan and establish strategy for upcoming year.
• Evaluate book performance, communicate profit levels of Program, identify areas needing improvement and create plans to address shortfalls.
• Partner with the Actuarial team to evaluate portfolio performance against targeted combined ratio objectives, identifying performance gaps and developing strategies to address shortfalls, with findings and action plans communicated during the annual planning process.
• Drive the implementation of new and existing programs including development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.
• Evaluate expansion opportunities for profitable growth with additional distribution partners.
• Mentor, train, and provide technical guidance to underwriting team members and support staff
• Conduct regular audits of MGA programs to ensure compliance with company underwriting guidelines, contractual requirements, and applicable state regulatory standards.
• Develop and implement best underwriting practices that support program business objectives, drive profitable growth, and align with Amerisure's overall underwriting strategy and performance goals.
• Identify ongoing product needs and collaborate with appropriate product and actuary resources for implementation of same.
• Collaborate with the Reinsurance team to ensure adequate reinsurance capacity for Program Business. This will include assessing concentrations of risk and catastrophic exposures, and developing reinsurance strategies, including quota share agreements, to protect profitability.
• Participate in MGA/agency visits and in servicing the MGA/agency relationship, facilitating communication between the MGA/agency and Amerisure service team to obtain information necessary for screenings, transactions, resolving policy and billing issues, etc.
• Collaborate with service team to support and advance the program business strategy, ensuring adherence to the service model and promote a strong customer service focus.
• Partner with Claims Department in conducting regular claim reviews with MGA/agency and continued communication with claims adjusters to ensure consistent and effective claim handling practices.
• Collaborate with risk management to assist in developing and implementing loss control and risk management strategies.
• Order, review, and analyze underwriting and rating reports, including Motor Vehicle Reports (MVRs), loss runs, credit reports, and loss control inspections, to assess risk exposures and support informed underwriting decisions.

Skills

Verbal communication

Written communication

Analytical skills

Travel ability

Microsoft Office

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office Suite

Job description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is adding to staff and recruiting for a Program Manager and Underwriter, Program Business - Property to join our team! This position can sit remote from most locations across the U.S.

POSITION SUMMARY

The Program Manager and Underwriter is responsible for the overall management, execution, and strategic performance of assigned program business, including production, growth, profitability, and coverage initiatives with focus on the Property line of business. The position is responsible for underwriting audits, referral reviews for accounts exceeding delegated underwriting authority. Experience with Excess and Surplus lines is preferred. The Program Manager and Underwriter will also conduct market analysis to evaluate pricing, products, and services within Amerisure's target classes and serve as a key relationship manager for both MGA (Managing General Agency) and retail agency partners.

RESPONSIBILITIES

• Market, evaluate and price products and services for program business within Amerisure target classes of business.
• Set business plan for upcoming year addressing growth and profit objectives. Meet with agency/MGA partner to agree on plan and establish strategy for upcoming year.
• Evaluate book performance, communicate profit levels of Program, identify areas needing improvement and create plans to address shortfalls.
• Partner with the Actuarial team to evaluate portfolio performance against targeted combined ratio objectives, identifying performance gaps and developing strategies to address shortfalls, with findings and action plans communicated during the annual planning process.
• Drive the implementation of new and existing programs including development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.
• Evaluate expansion opportunities for profitable growth with additional distribution partners.
• Mentor, train, and provide technical guidance to underwriting team members and support staff
• Conduct regular audits of MGA programs to ensure compliance with company underwriting guidelines, contractual requirements, and applicable state regulatory standards.
• Develop and implement best underwriting practices that support program business objectives, drive profitable growth, and align with Amerisure's overall underwriting strategy and performance goals.
• Identify ongoing product needs and collaborate with appropriate product and actuary resources for implementation of same.
• Collaborate with the Reinsurance team to ensure adequate reinsurance capacity for Program Business. This will include assessing concentrations of risk and catastrophic exposures, and developing reinsurance strategies, including quota share agreements, to protect profitability.
• Participate in MGA/agency visits and in servicing the MGA/agency relationship, facilitating communication between the MGA/agency and Amerisure service team to obtain information necessary for screenings, transactions, resolving policy and billing issues, etc.
• Collaborate with service team to support and advance the program business strategy, ensuring adherence to the service model and promote a strong customer service focus.
• Partner with Claims Department in conducting regular claim reviews with MGA/agency and continued communication with claims adjusters to ensure consistent and effective claim handling practices.
• Collaborate with risk management to assist in developing and implementing loss control and risk management strategies.
• Order, review, and analyze underwriting and rating reports, including Motor Vehicle Reports (MVRs), loss runs, credit reports, and loss control inspections, to assess risk exposures and support informed underwriting decisions.

REQUIREMENTS

• Bachelor’s degree or equivalent work-related experience.
• 5 years multi-line commercial middle market insurance underwriting experience with a specialization in the Property line of business
• 2 years of E&S experience preferred.
• Experience in understanding catastrophe and aggregation modeling and ability to proactively manage a Property portfolio.
• CPCU designation preferred.
• Experience with E&S business in particular related to the Property line of business. Ability to manage limits/value aggregation in a portfolio to minimize risk in a defined area.
• Proficient computer skills required, including Microsoft Office Suite.
• Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
• Excellent verbal and written communication skills.
• Good problem-solving skills and attention to detail.
• Ability to lead discussions, perform quarterly reviews of program business, and build and conduct presentations.
• Strong financial, data, and analytical acumen including ability to interpret and analyze program business data at a portfolio level including identifying trends and areas for improvement.
• Ability to travel within assigned area (minimum of 1 MGA/agency visit and 1 team meeting per quarter and 1 program-related event annually)

Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee’s ability to perform their job duties may result in disciplinary action, up to and including termination.