Production Underwriting Manager – Personal Lines

Aimic Inc; Alpharetta (GA); On-site; USD 110,000 - 150,000; Full time

Job summary

Aimic Inc. is seeking an experienced Production Underwriting Manager – Personal Lines to lead underwriting operations, drive profitable growth, and strengthen relationships with independent agents.

The candidate should bring strong Personal Lines underwriting expertise, leadership ability, and deep knowledge of risk assessment, pricing, guidelines, and portfolio management.

Qualifications

• 5+ years of Personal Lines underwriting experience with increasing responsibility.
• Leadership experience in underwriting management or team leadership.
• Strong knowledge of Personal Lines products (Homeowners, Personal Auto, Dwelling Fire, Personal Umbrella).
• Experience working with independent insurance agents and brokers.

Responsibilities

• Lead and manage the Personal Lines production underwriting function.
• Oversee underwriting of new business, renewals, and referrals.
• Ensure decisions align with guidelines, risk appetite, and profitability.
• Review complex submissions and provide underwriting guidance.
• Develop and maintain underwriting standards and procedures.
• Monitor portfolio performance, loss trends, production, and profitability.
• Build relationships with independent agents and agency partners.
• Collaborate with management, carrier partners, claims, and operations.
• Monitor compliance with applicable regulations and company requirements.

Skills

Personal Lines Underwriting

Production Underwriting

Underwriting Management

Risk Assessment

Portfolio Management

Homeowners

Personal Auto

Pricing

Agency Management

Independent Agents

Profitability

Underwriting Guidelines

Team Leadership

P&C Insurance

Education

Professional designations (CPCU/AU/AINS/ARM)

Job description

Production Underwriting Manager – Personal Lines

Job Type: Full-Time

Job Summary

We are seeking an experienced Production Underwriting Manager – Personal Lines to lead underwriting operations, drive profitable business growth, and support relationships with independent insurance agents.

The ideal candidate will have strong Personal Lines underwriting experience, proven leadership capabilities, and a solid understanding of risk selection, pricing, underwriting guidelines, and portfolio management.

Key Responsibilities

• Lead and manage the Personal Lines production underwriting function.
• Oversee the evaluation and underwriting of new business, renewals, and referrals.
• Ensure underwriting decisions align with company guidelines, risk appetite, and profitability objectives.
• Review complex and higher-risk submissions and provide underwriting guidance to the team.
• Develop, implement, and maintain underwriting standards and procedures.
• Monitor portfolio performance, loss trends, production, and profitability.
• Build and maintain strong relationships with independent insurance agents and agency partners.
• Support business development efforts and identify opportunities for profitable growth.
• Coach, mentor, and develop underwriting staff to improve technical expertise and performance.
• Establish underwriting authority levels and ensure appropriate escalation of complex risks.
• Collaborate with management, carrier partners, claims, operations, and other internal teams.
• Monitor compliance with applicable insurance regulations and company requirements.
• Provide management with regular updates on production, portfolio performance, and underwriting trends.

Qualifications

• 5+ years of Personal Lines underwriting experience, with increasing responsibility.
• Previous underwriting management or team leadership experience preferred.
• Strong knowledge of Personal Lines products, including Homeowners, Personal Auto, Dwelling Fire, and Personal Umbrella.
• Experience with production underwriting and profitable book-of-business management.
• Strong understanding of risk assessment, pricing, coverage, and underwriting guidelines.
• Experience working with independent insurance agents and brokers.
• Strong analytical, leadership, communication, and decision-making skills.
• Ability to manage priorities and make sound underwriting decisions in a fast‑paced environment.
• Proficiency with Microsoft Office and insurance underwriting systems.

Preferred Qualifications

• Experience with an MGA, specialty insurance carrier, or E&S environment.
• Experience managing a team of underwriters.
• Strong agency relationship and business-development experience.
• Professional insurance designation such as CPCU, AU, AINS, or ARM.

Key Skills

Personal Lines Underwriting | Production Underwriting | Underwriting Management | Risk Assessment | Portfolio Management | Homeowners | Personal Auto | Pricing | Agency Management | Independent Agents | Profitability | Underwriting Guidelines | Team Leadership | P&C Insurance