Product Owner, Payments – EBT Solutions

Jobtailor; Austin (TX); On-site; USD 160,000 - 260,000; Full time

Job summary

Jobtailor is seeking a senior Product Manager to own the Payments and EBT platform roadmap in a dynamic fintech environment. You will drive product strategy, coordinate with cross-functional teams, and ensure successful delivery from concept to adoption.

You will translate business needs into scalable payment features, manage backlogs, and collaborate with stakeholders to meet regulatory and market demands. This role requires deep payments knowledge and strong leadership.

Qualifications

• Bachelor's degree required.
• Master's degree preferred.
• 15+ years of experience in Payments, Financial Services, EBT, or Transaction Processing.
• Minimum 8 years of product management experience in payment platforms or related fintech products.
• Deep knowledge of payment processing, transaction lifecycles, authorization, settlement, reconciliation, and payment networks.
• Experience with ISO messaging standards and payment transaction flows.
• Experience implementing EMV chip card technology, including migration, certification, card issuance, and payment acceptance solutions.
• Strong stakeholder management, communication, and executive presentation skills.
• Proven experience developing product roadmaps and leading cross-functional product teams.
• Ability to translate business needs into scalable product capabilities and configurable solutions.

Responsibilities

• Define and execute the product vision, strategy, and roadmap for Payments and EBT platform solutions.
• Align priorities with business objectives, customer requirements, regulatory needs, and market opportunities.
• Evaluate industry trends, emerging technologies, and competitive offerings to drive innovation.
• Own the end-to-end product lifecycle from concept through implementation, launch, adoption, and enhancement.
• Prioritize features based on business value and market demands.
• Manage product backlogs, release planning, and feature prioritization.
• Ensure requirements are defined, documented, and communicated to delivery teams.
• Validate product enhancements and engage in User Acceptance testing.
• Contribute to and manage projects.
• Use deductive reasoning to solve problems and make recommendations.
• Interface with and influence key stakeholders.

Skills

Product Lifecycle Management

Payment Processing

Transaction Lifecycle Knowledge

ISO Messaging Standards

User Acceptance Testing

Feature Prioritization

Market Analysis

Regulatory Compliance

Deductive Reasoning

Cross-Functional Team Leadership

Executive Presentation Skills

Education

Bachelor's degree

Master's degree

Tools

EMV Migration

Payment Networks

Job description

Responsibilities

• Define and execute the product vision, strategy, and roadmap for Payments and EBT platform solutions
• Align product priorities with business objectives, customer requirements, regulatory needs, and market opportunities
• Evaluate industry trends, emerging technologies, and competitive offerings to drive product innovation and differentiation
• Own the end-to-end product lifecycle from concept through implementation, launch, adoption, and ongoing enhancement
• Prioritize product features and enhancements based on business value, market demands, and strategic objectives
• Manage product backlogs, release planning, and feature prioritization activities
• Ensure product requirements are clearly defined, documented, and communicated to delivery teams
• Validate product enhancements and engage in User Acceptance testing
• Contribute to and manage projects
• Use deductive reasoning to solve problems and make recommendations
• Interface with and influence key stakeholders

Requirements

• Bachelor's degree required
• Master's degree preferred
• 15+ years of experience in Payments, Financial Services, EBT, or Transaction Processing
• Minimum 8 years of product management experience supporting payment platforms, card processing solutions, or related financial technology products
• Deep knowledge of payment processing, transaction lifecycles, authorization, settlement, reconciliation, and payment networks
• Experience with ISO messaging standards and payment transaction flows
• Experience implementing EMV chip card technology, including EMV migration, certification, card issuance, and payment acceptance solutions
• Strong stakeholder management, communication, and executive presentation skills
• Proven experience developing product roadmaps and leading cross‑functional product teams
• Ability to translate business needs into scalable product capabilities and configurable solutions

Core Competencies

Demonstrates extensive experience in Payments and EBT platform solutions, with a strong focus on product management, stakeholder engagement, and the ability to translate business needs into effective product strategies. Proven track record in managing the product lifecycle and implementing payment technologies, including EMV chip card solutions.

Hard Skills

• Product Lifecycle Management
• Payment Processing
• Transaction Lifecycle Knowledge
• ISO Messaging Standards
• User Acceptance Testing
• Feature Prioritization
• Market Analysis
• Regulatory Compliance
• Deductive Reasoning
• Cross-Functional Team Leadership

Soft Skills

• Strong Communication Skills
• Executive Presentation Skills

Industry Keywords

• Payments
• Financial Services
• EBT
• Transaction Processing
• Card Processing Solutions
• Payment Networks
• EMV Migration
• Payment Acceptance Solutions