Director, Backend Product Management

Jobtailor

California (MO)

On-site

USD 150,000 - 230,000

Full time

6 days ago

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Job summary

Jobtailor seeks a senior product leader to shape the Visa Acceptance acquiring lifecycle, setting direction across boarding, capture, clearing, settlement, funding and reporting.

You will own settlement/funding capabilities, drive APIs and data models, and align roadmaps with executives while collaborating with global teams and stakeholders to accelerate delivery.

Qualifications

10+ years of work experience in product/leadership roles in payments or fintech
Strong written and verbal communication skills with executive audiences
Deep expertise in acquiring, clearing & settlement, funding, reconciliation and financial platform operations
Experience with global card schemes (Visa, Mastercard) and multi-region acquiring platforms
Ability to translate customer needs and platform priorities into measurable business outcomes

Responsibilities

Define product strategy for interchange qualification, pricing constructs, settlement funding methods, and lifecycle financial controls
Lead prioritization and execution of product requirements, APIs, and data models for transaction lifecycle and financial processing
Own settlement and funding capabilities including interchange, fee calculation, net/gross settlement, adjustments, and exception handling
Drive reconciliation and financial control workflows and identify lifecycle gaps or discrepancies
Partner with engineering, architecture, operations, finance, risk, and regional teams to align roadmaps and platform adoption

Skills

Product Strategy

Cross-Functional Leadership

APIs

SQL

Data Analysis

Financial Processing

Reconciliation

Lifecycle Management

Stakeholder Engagement

Strategic Planning

Education

Bachelor’s Degree

Advanced Degree (Masters/MBA/JD/MD)

PhD

Tools

APIs

SQL

Ledger Systems

Settlement Engines

Financial Platforms

Job description

Lead product strategy and execution across the full acquiring lifecycle within Visa Acceptance
Set product direction for boarding, capture, clearing, settlement, funding, and reporting
Lead prioritization and execution of product requirements, APIs, and data models for transaction lifecycle and financial processing
Own settlement and funding capabilities, including interchange, fee calculation, net/gross settlement, adjustments, and exception handling
Drive reconciliation and financial control workflows
Define product strategy for interchange qualification, pricing constructs, and funding behaviors
Partner with engineering, architecture, operations, finance, risk, and regional teams
Identify lifecycle gaps, financial discrepancies, and data inconsistencies and drive resolution
Align roadmap priorities, delivery tradeoffs, and platform adoption decisions with stakeholders and executives
Enable standardized capabilities for multi-acquirer, multi-region, and partner-integrated deployments
Use AI/ML, copilots, and agentic tools to accelerate discovery, synthesize requirements, inspect data patterns, summarize operational issues, draft product artifacts, and improve execution with human review and governance

Requirements

10 or more years of work experience with a Bachelor’s Degree OR at least 8 years of work experience with an Advanced Degree (e.g. Masters/MBA/JD/MD) OR at least 3 years of work experience with a PhD
12 or more years of work experience in payments, financial technology, or platform product roles, including experience leading complex product initiatives
Excellent written and verbal communication skills
Ability to engage executive, technical, and non-technical global audiences
Ability to translate customer needs, platform priorities, and operational risks into measurable business outcomes
Strong systems thinking with ability to engage deeply on APIs, data, SQL, architecture, and platform design
Strong cross-functional leadership
Experience with settlement engines, ledger/accounting systems, financial platforms, or systems of record supporting regulated financial operation
Experience working with global card schemes (e.g., Visa, Mastercard)
Experience in multi-region acquiring platforms or partner-integrated environments
Experience leading product managers or cross-functional delivery teams across multiple technology workstreams
Deep expertise in acquiring, clearing & settlement, funding, reconciliation, and financial platform operations
Proven ability to define product strategy for interchange qualification, merchant pricing hierarchies, settlement funding methods, and lifecycle financial controls
Strong experience leading requirements, APIs, financial data models, and transaction lifecycle workflows
Demonstrated ability to influence senior stakeholders, align cross-functional teams, and drive roadmap decisions
Travel 5-10% of the time

Core Competencies

Demonstrates extensive expertise in product strategy and execution within the payments and financial technology sectors, with a strong focus on acquiring, clearing, settlement, and reconciliation processes. Proven ability to lead cross-functional teams, engage stakeholders, and translate complex requirements into actionable product outcomes.

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