4. Product Owner# Product Owner## DescriptionRole & Responsibilities:- Own product vision and strategy for P&C insurance products and platforms, translating enterprise and portfolio strategy into a clear, value-driven product roadmap.- Act as the voice of the business and customer, partnering with underwriting, actuarial, compliance, and technology teams to gather insights and define well-scoped problems, desired outcomes, and measurable success criteria.- Own and continuously prioritize the product backlog, authoring clear, testable user stories and acceptance criteria.- Define, track, and be accountable for product KPIs, work with cross functional teams to meet the goals.- Collaborate daily with engineering teams, architects, actuaries, and data teams to clarify requirements, remove blockers, and ensure delivery aligns with business, regulatory, and underwriting outcomes.- Lead quarterly planning, sprint planning, and backlog refinement with cross-functional squads and stakeholders, setting clear expectations on scope, timelines, and dependencies.- Coordinate across multiple portfolios and product teams to identify existing capabilities (rating engines, underwriting services, policy administration), promote reuse, and surface capability gaps to reduce duplication.- Coordinate production releases by managing the deployment of code to production, ensuring timely and accurate delivery of new features to business stakeholders.- Partner with enterprise and solution architects to understand system impacts, data flows, and dependencies across rating, underwriting, policy systems etc.- Assess feasibility, cost-of-delay, regulatory impact, and business value for proposed enhancements; influence prioritization decisions using data and insurance domain knowledge.- Setting priorities and actively participating in team planning and scrum ceremonies- Working daily with the agile working group, clarifying business requirements, removing roadblocks, constantly communicating, and supporting alignment around product strategy- Identify the relationships, dependencies and impacts of change (highlighting options) on multiple systems and processes- Contribute to the project as required to develop proposals, requirements or other project documentation.- Elicit further requirements and test / challenge assumptions using a variety of methods including interviews, document analysis, workshops and business process descriptions- Contribute to the Business Solutions Team development of standards / methodology for capturing and publishing business processes, requirements and other documentation- Defining and documenting epics, user stories, acceptance criteria, etc. for complex solutions- Work effectively as part of a project team alongside the Senior Product Owner, Scrum master and delivery team- Ensure product features and releases comply with P&C regulatory requirements, rate-filing constraints, auditability, data privacy, and industry standards; negotiate priorities to maintain compliance without sacrificing value.- Contribute to team sprint planning and set expectations for delivery of new capabilities, features, and functionalities.- Participate in team demos, retrospectives, and all other ceremonies.- Accountable for developing and achieving product level KPIs. Manages product(s) (data products) with a moderate degree of strategy, scope, and complexity.- Collaborate with technology and business leadership to align system/application integrations in line with business goals and priorities. Resolve open issues/questions quickly and efficiently.- Set expectations with stakeholders for delivery of new capabilities, features, and functionalities. Participates in team demos, retrospectives, and all other ceremonies.- Monitor and maintain the product health, supporting long-term product viability and efficiency, and balancing long and short term and costs with desired outcomes.- Analyze and report on feasibility, cost of delay ramifications, economies, or other aspects of planned or potential changes to the product.Candidate Profile:- Bachelor's degree in Computer Science, Business Administration, or related field; Master's degree preferred.- Considerable relevant industry or functional experience in P&C insurance- Proven experience (5+ years) as a Product Owner, Product Manager, or similar role- Strong understanding of Agile methodologies, including Scrum and Kanban, and experience working in Agile environments.- Technical fluency to partner effectively with architects and engineers (systems thinking, dependencies, integration points).- Excellent analytical, problem-solving, and decision-making skills, with the ability to prioritize competing demands effectively.- Exceptional communication, negotiation, and interpersonal skills, with the ability to influence and collaborate across teams.- Strong Presentation and leadership skills- Experience with product management tools such as JIRA, Trello, or Asana, and proficiency in Microsoft Office Suite.- Agile practitioner capabilities and experience working with or in Agile teams- Strong team-work, co-ordination, organization and planning skills- Ability to capture complex requirements in a prioritized backlogOriginally posted on Himalayas