Product Manager, Pay Later

oneapp; United States; Remote; USD 120,000 - 190,000; Full time

Benefits offered by this job

Health coverage from day one

Stock options

401(k) with company match

Flexible time off

Job summary

oneapp is seeking a product leader to grow adoption of its pay-over-time product across more places and moments in the shopper journey. You will own growth experiments, new surfaces, and conversion in collaboration with engineering, analytics, design, risk, and retail partners.

You will drive customer discovery, oversee wallet integrations, and set measurable funnel goals, delivering impactful decisions and prioritizations in a fast-moving fintech environment.

Qualifications

• 3–5+ years in product management, preferably in startup environments.
• Experience owning a funnel or growth surface end to end with measurable outcomes.
• Record of shipping work through teams and partners outside direct management.
• Strong ownership and ability to make product decisions.
• Experience in payments, lending, or consumer banking; BNPL helpful but not required.

Responsibilities

• Own customer discovery and first-loan starts outside the checkout flow.
• Manage in-store and digital wallet integrations from early tests to rollout.
• Set demand and conversion goals with analytics and run experiments to improve results.
• Work with personalization teams to surface relevant offers at useful moments.
• Coordinate delivery across engineering, design, risk, analytics, and external partners.
• Track funnel performance and use results to guide product changes and priorities.

Skills

Product management

Growth experiments

Cross-functional collaboration

Data-driven decisions

Job description

Role overview

Grow adoption of a pay-over-time product by helping customers discover it and begin their first loan in more places and at more points in their shopping journey. This product management role focuses on growth experiments, new distribution surfaces, and conversion, in close partnership with engineering, analytics, design, risk, and retail partners.

Responsibilities

• Own customer discovery and first-loan starts outside the checkout flow.
• Take in-store and digital wallet integrations from early tests through broader rollout.
• Set demand and conversion goals with analytics partners, then run ongoing experiments to improve results.
• Work with personalization teams to surface relevant offers to suitable customers at useful moments.
• Coordinate delivery across engineering, design, risk, analytics, and external partners.
• Track funnel performance and use results to guide product changes and priorities.

Requirements

• 3–5 or more years in product management, primarily in startup environments.
• Experience owning a funnel or growth surface end to end, with measurable outcomes.
• A record of shipping work through teams and partners outside your direct management.
• Strong ownership and experience making product decisions.
• Experience in payments, lending, or consumer banking; buy-now-pay-later experience is helpful but not required.

Benefits and work setup

• US remote-friendly setup and flexible time off.
• Competitive base salary, stock options, health coverage from the first day, and a 401(k) with company match.
• Opportunities for professional growth in a fast-moving, mission-driven organization.