Product Designer

Chime; San Francisco (CA); Hybrid; USD 174,000 - 245,000; Full time

Benefits offered by this job

Hybrid work schedule

Wellbeing stipend

Generous vacation policy

Job summary

Chime in San Francisco is seeking a Product Designer to lead member experiences across Growth, Spending, or Lending. This role combines visual craft with systems thinking, product strategy, and end-to-end ownership from concept through launch.

You'll collaborate with Product, Engineering, Research, Data, and Content Design to ship intuitive experiences for millions of members, shaping the direction of our design system and scalable patterns.

Qualifications

• Portfolio demonstrating exceptional visual craft and end-to-end product thinking.
• Experience shipping consumer-facing digital products for mobile and web.
• Influence product direction through close partnership with cross-functional leaders.
• Deep expertise with Figma and modern prototyping tools; understanding of design systems.
• Experience using customer research, experimentation, and product metrics to inform design decisions.
• Strong systems thinking balancing member needs, business objectives, and technical constraints.
• Exceptional communication and storytelling to influence stakeholders.

Responsibilities

• Own end-to-end design vision for complex, high-impact initiatives across Growth, Spending, or Lending.
• Shape product strategy with Product, Engineering, Research, and Data partners to define what we build.
• Transform ambiguous opportunities into intuitive experiences that simplify financial decision-making for millions of members.
• Design polished, production-ready user experiences across mobile and web with craft, accessibility, and usability.
• Use customer research, experimentation, analytics, and sound design judgment to inform decisions.
• Contribute to the evolution of Chime's design system and scalable patterns.
• Raise the design quality bar through critique, collaboration, and craft.

Skills

Visual design

Interaction design

Product thinking

Cross-functional collaboration

Tools

Figma

Prototyping tools

Job description

About The Role

We're hiring a Product Designer to lead the design of some of Chime's most important member experiences across Growth, Spending, or Lending. This is a highly influential individual contributor role for a designer who combines exceptional visual craft with systems thinking and product strategy. You'll help define not just how our products look and feel, but what we build and why—creating experiences that millions of members rely on to make financial progress. You'll partner closely with Product, Engineering, Research, Data, and Content Design to solve complex customer problems, shape product direction, and deliver elegant, intuitive experiences from concept through launch. If you're energized by ambiguity, obsessed with craft, and excited to raise the quality bar across an organization, we'd love to meet you. The base salary offered for this role and level of experience will begin at $174,000 and up to $245,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own the end-to-end design vision and execution for complex, high-impact product initiatives across Growth, Spending, or Lending.
• Shape product strategy alongside Product, Engineering, Research, and Data partners, helping define what we build—not just how it looks.
• Transform ambiguous opportunities into elegant, intuitive experiences that simplify financial decision-making for millions of members.
• Design polished, production-ready user experiences across mobile and web with exceptional attention to visual craft, interaction design, accessibility, and usability.
• Use customer research, experimentation, analytics, and sound design judgment to make informed decisions and continuously improve member outcomes.
• Contribute to the evolution of Chime's design system while establishing new patterns that scale across products.
• Raise the quality bar for design through thoughtful critique, collaboration, mentorship, and a relentless commitment to craft.

To thrive in this role, you have

• A portfolio that demonstrates exceptional visual craft, polished interaction design, and end-to-end product thinking across shipped consumer products. Visual excellence is a core requirement for this role.
• Extensive experience designing and shipping consumer-facing digital products for mobile and web, with ownership of complex product areas from strategy through execution.
• A track record of influencing product direction through close partnership with cross-functional leaders across Product, Engineering, Research, and Data.
• Deep expertise with Figma and modern prototyping tools, with a strong understanding of design systems and scalable interaction patterns.
• Experience using customer research, experimentation, and product metrics to inform design decisions and iterate on solutions.
• Strong systems thinking with the ability to balance member needs, business objectives, and technical constraints in complex environments.
• Exceptional communication and storytelling skills, with the ability to clearly articulate design rationale and influence decisions across a wide range of stakeholders.

A Little About Us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

• Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What We Offer For Our Full-time, Regular Employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.