Principal Product Designer, Consumer

Chime; San Francisco (CA); On-site; USD 176,490 - 245,100; Full time

Benefits offered by this job

401k match

Generous vacation policy

Annual wellness stipend

Paid parental leave

In-office perks like childcare and commuter benefits

Job summary

A leading financial technology firm is seeking a Product Design Lead for its Growth Design team in San Francisco. This role involves designing impactful consumer experiences in collaboration with product managers, engineers, and researchers. The ideal candidate should have a proven track record in mobile product design, strong visual and interaction design skills, and a growth mindset. Offering a competitive salary, bonus potential, and benefits, this position promotes a collaborative culture aimed at helping Americans achieve financial progress.

Qualifications

• Track record of successfully designing and shipping mobile products.
• Strong portfolio showing design rationale and visual quality.
• Ability to balance business and user needs.

Responsibilities

• Advocate for design excellence during product development.
• Partner with stakeholders to design growth-driving experiences.
• Lead design work across key growth initiatives.

Skills

Designing consumer mobile products

High-quality visual design

Interaction design

Human-centered design process

First-principles problem solving

Prototyping

Job description

Product Design Lead, Growth

Join to apply for the Product Design Lead, Growth role at Chime.

About the Role

Chime is looking for a senior/lead-level Product Designer to join our Growth Design team. As a Product Designer, you’ll partner closely with cross‑functional teams to design experiences that help grow the business while delivering meaningful value to our members.

You’ll work alongside product managers, engineers, researchers, and data partners to design and ship high‑quality consumer experiences across the member journey. Our products help make personal finance accessible to the millions of Americans living paycheck to paycheck, and we’re looking for designers who are motivated by impact, craft, and collaboration.

The base salary offered this role will range from $176,490 to $245,100, depending on location, skills, and experience. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits.

[This is an in‑office role based in San Francisco – Mon‑Thurs in person].

What You Can Expect

• Act as an advocate for design excellence and for our members across the product development process.
• Partner with cross‑functional stakeholders to design experiences that drive member growth and positive financial outcomes.
• Apply a human‑centered design process to identify problems, explore solutions, and iterate based on feedback and data.
• Lead design work across key growth initiatives, from concept through execution.
• Participate in design critiques and provide thoughtful feedback to help elevate the quality of work across the team.
• Contribute to Chime’s design standards and help evolve them as the product and organization scale.

To Thrive in This Role, You Have

• A consistent track record of designing and shipping successful consumer mobile products.
• A strong portfolio demonstrating high‑quality visual and interaction design, with clear problem framing and rationale.
• The ability to balance business goals with user needs, making thoughtful design decisions that support both.
• A first‑principles approach to solving complex problems, with the ability to clearly articulate design decisions.
• A growth mindset—you’re adaptable, optimistic, and comfortable working in a fast‑moving environment.
• Experience prototyping or coding is a plus.

A Little About Us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user‑friendly tools and intuitive platforms, we empower our members to take control of their finances and work toward their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out‑hustle and out‑execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible.

We believe in being bold, dreaming big, and taking risks while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

What We Offer for Our Full‑time, Regular Employees

• In‑office work policy: four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location.
• In‑office perks including child, elder, and/or pet care, plus a subsidized commuter benefit.
• Competitive salary based on experience.
• 401k match plus great medical, dental, vision, life, and disability benefits.
• Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off.
• 1% of your time off to support local community organizations of your choice.
• Annual wellness stipend for eligible wellness related expenses.
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non‑birthing parents.
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In‑person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and snack boxes.
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress.

Equal Opportunity Employer

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

1. Seniority level: Mid‑Senior level
2. Employment type: Full‑time
3. Job function: Design, Art/Creative, and Information Technology