Private Bank Lending Specialist — End-to-End Loan Expert

Citizens Bank; Boston (MA); On-site; USD 100,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Retirement benefits

Flexible work arrangements

Education reimbursement

Job summary

Citizens Bank is seeking a Private Bank Lending Specialist to support Relationship Managers in managing loan portfolios with precision and care. This role emphasizes operational processing, quality control, and adherence to credit policies across the loan lifecycle.

The position requires expertise in residential lending underwriting, strong communication skills, and proficiency in Excel. Eligible for competitive benefits and incentive earnings in Boston, MA.

Qualifications

• 3+ years of residential lending underwriting and loan processes.
• Demonstrated success in high net worth, non-traditional loans and mortgage underwriting.
• Strong written and verbal communication skills with high attention to detail.
• Proficient use of MS Excel with pivot tables, macros, formulas and navigation.

Responsibilities

• After RM handoff, serves as main POC for RM/Client Relations team and third parties to lending transactions.
• Performs thorough analysis of client's financials to determine loan eligibility and qualification.
• Monitors active pipeline to ensure loan workflow is efficient and meets closing deadlines.
• Maintains a high level of quality control for verifying accuracy of financial and loan documents.
• Manages end-to-end loan process with internal/external partners from live to closing.
• For residential lending, set up loan terms in Empower, lock rate, order appraisal/title, prepare initial loan estimate, review condo/co-op, complete underwriting reviews and generate conditions, and provide initial approval decision or loan recommendation.

Tools

MS Excel

Job description

Citizens Bank is seeking a Private Bank Lending Specialist to support Relationship Managers in managing loan portfolios with precision and care. This role emphasizes operational processing, quality control, and adherence to credit policies across the loan lifecycle.

The position requires expertise in residential lending underwriting, strong communication skills, and proficiency in Excel. Eligible for competitive benefits and incentive earnings in Boston, MA.