Principal PM, Real-Time Risk & Fraud Platform

Circle; Kansas City (MO); On-site; USD 200,000 - 260,000; Full time

Job summary

Circle is seeking a Principal Product Manager to own the risk platform strategy and execution, aligning compliance, engineering, data science, and business stakeholders to scale for crypto and fiat rails.

You will drive real-time and asynchronous risk decisions, build scalable rules engines, and lead ML-driven risk tooling while ensuring regulatory alignment and strong audit readiness.

Qualifications

• 10+ years of product management in risk, compliance, or trust & safety platforms in fintech/crypto/finance.
• Proven ability to translate regulatory requirements into scalable platform capabilities.
• Experience leading modular, service-oriented architectures.

Responsibilities

• Define strategy and roadmap for risk/fraud platform across real-time and async decisions.
• Build fraud prediction/detection systems with risk vectors and vendor models.
• Define observability strategies; monitor performance and critical flows.
• Lead ML-enabled risk decisioning and tooling through feature engineering and evaluation frameworks.
• Maintain clear documentation of design, functionality and dependencies.

Skills

Risk strategy

Fraud risk expertise

AML & onboarding compliance

Cross-functional leadership

Data-driven decisioning

ML for risk

Technical fluency

APIs & SDKs

SQL

Event-driven architecture

Tools

APIs

SQL

GitHub

SNS/SQS

Job description

Circle is seeking a Principal Product Manager to own the risk platform strategy and execution, aligning compliance, engineering, data science, and business stakeholders to scale for crypto and fiat rails.

You will drive real-time and asynchronous risk decisions, build scalable rules engines, and lead ML-driven risk tooling while ensuring regulatory alignment and strong audit readiness.