Principal PM, Real-Time Risk & Decisioning

Coinflow Labs; Chicago (IL); Vor Ort; USD 175.000 - 225.000; Vollzeit

Benefits dieser Stelle

Equity grant

Health benefits

401(k)

Flexible time off

Zusammenfassung

Coinflow is seeking a Principal Product Manager to own risk and decisioning across the platform — the real-time systems that decide, in real time, which transactions we approve and on what terms.

This role carries P&L consequences and end-to-end ownership of thresholds, models, and policies you ship. You’ll work with engineering, data science, finance, compliance, and the commercial team to drive risk initiatives and scalable infrastructure.

Qualifikationen

• 7+ years of product management experience, including ownership of a technically complex or regulated surface area.
• Experience with products where a wrong decision costs the company money — lending, BNPL, issuing, insurance, risk, or payments products where your employer carried the loss rather than passing it downstream.
• Fluency with loss economics — you can reason about expected loss, unit economics, and how a policy change moves both revenue and exposure.
• Experience productizing models — you've shipped against precision/recall tradeoffs and know what breaks when a model meets production traffic.
• Track record of shipping end-to-end, from ambiguous problem to production, without a roadmap handed to you.
• Strong communication across technical and non-technical stakeholders — you'll be explaining risk posture to engineers, finance, and merchants in the same week.

Aufgaben

• Own the approval-rate and loss-rate tradeoff — set the policy, defend the position, and be accountable for both numbers.
• Productize risk models — work with data science to turn models into decisioning products with thresholds, monitoring, and failure behavior.
• Build the loss economics view — partner with finance to understand exposure and translate into pricing and policy recommendations.
• Ship merchant-facing risk product — decisioning transparency, controls, and reporting that reduce support load and increase trust.
• Evaluate and integrate risk infrastructure — assess signal providers, data sources, and decisioning vendors across coverage, accuracy, cost, and technical fit.
• Make calls with incomplete data — decide and instrument to learn fast in a data-thin space.

Kenntnisse

7+ years PM

Risk product experience

Loss economics

Model productization

Cross-functional

Jobbeschreibung

Coinflow is seeking a Principal Product Manager to own risk and decisioning across the platform — the real-time systems that decide, in real time, which transactions we approve and on what terms.

This role carries P&L consequences and end-to-end ownership of thresholds, models, and policies you ship. You’ll work with engineering, data science, finance, compliance, and the commercial team to drive risk initiatives and scalable infrastructure.