Prefunding Analyst

IBC; Corpus Christi (TX); On-site; USD 50,000 - 70,000; Full time

Job summary

IBC Bank in Corpus Christi, TX, seeks a Pre-Funding Analyst to perform pre-funding and post-closing audits for funded loans, ensuring accuracy and regulatory compliance. This is an in-office, full-time role within the 202 Credit Administration department.

You will audit loan systems, update records, clear exceptions, and support lending officers while participating in governance meetings as required. Strong communication, organization, and analytical skills are essential.

Qualifications

• Four-year degree or 2 years related banking experience.
• In-office role requiring local presence in Corpus Christi, TX.
• Strong communication, organizational and analytical skills required.

Responsibilities

• Perform pre-funding and post-closing audits for funded loans to ensure accuracy with bank policy and practice.
• Perform system audits on new and renewed loans and update loan information into the bank's system of records.
• Enter loan documentation exceptions into the collateral tracking system.
• Assist lending officers with loan exception clearance and monitoring.
• Scan and upload documents in Hyland.
• Attend and participate in Credit Quality, Executive Committee and Board meetings as required.
• Maintain accuracy and completeness of the bank’s system of record for all loans.
• Prepare compliance self-audits.
• Other duties as assigned.

Skills

Excellent verbal and written comms

Good organizational skills

Critical and analytical skills

Education

Four-year degree or 2 years related banking experience

Tools

Microsoft Word

Excel

Outlook

Job description

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank’s “We Do More” philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hirestalented, creative and dedicated individualsto help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments.IBC’s focus is to be customer centric and strive to provide excellent customer experience.

Time Type:

Full time

This is an in-office position.

Department:

202 Credit Administration

Job Summary:

The Pre-Funding Analyst is responsible for performing pre-funding and post-closing audits for new and renewal loans in support of the bank’s compliance with State and Federal regulations.

Job Description:

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.

• Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice
• Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.
• Enter loan documentation exceptions into the collateral tracking system
• Assist lending officers with loan exception clearing and monitoring
• Scan and upload documents in Hyland
• Attend and participate in the Credit Quality, Executive Committee and Board meeting as required
• Maintain accuracy and completeness of the bank’s system of record for all loans
• Prepare compliance self-audits
• Other duties as assigned

SKILLS

• Excellent verbal and written communication skills
• Good organizational skills
• Critical and analytical skills
• Microsoft Word, Excel, and Outlook

EDUCATION & EXPERIENCE

• Four-year degree or 2 years related banking experience