Prefunding Analyst

IBOC Laredo; Corpus Christi (TX); On-site; USD 48,000 - 64,000; Full time

Job summary

IBC Bank is seeking a Pre-Funding Analyst to perform pre-funding and post-closing audits for loans, ensuring policy compliance and accurate maintenance in the system of records. The role supports lending activities and regulatory compliance within the 202 Credit Administration department.

The position emphasizes attention to detail, strong communication, and the ability to handle loan documentation, exceptions, and audits in a fast-paced banking environment.

Qualifications

• Excellent verbal and written communication skills.
• Good organizational skills.
• Critical and analytical skills.
• Microsoft Word, Excel, and Outlook.

Responsibilities

• Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice.
• Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.
• Enter loan documentation exceptions into the collateral tracking system.
• Assist lending officers with loan exception clearing and monitoring.
• Scan and upload documents in Hyland.
• Attend and participate in the Credit Quality, Executive Committee and Board meeting as required.
• Maintain accuracy and completeness of the bank's system of record for all loans.
• Prepare compliance self-audits.
• Other duties as assigned.

Skills

Verbal communication

Written communication

Organizational skills

Analytical skills

MS Word/Excel/Outlook

Education

Bachelor's degree or 2 years related banking experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's 'We Do More' philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.

Time Type:
Full time

This is an in-office position.

Department:
202 Credit Administration

Job Summary

The Pre-Funding Analyst is responsible for performing pre-funding and post-closing audits for new and renewal loans in support of the bank's compliance with State and Federal regulations.

Job Description

ESSENTIAL JOB FUNCTIONS

• Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice
• Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.
• Enter loan documentation exceptions into the collateral tracking system
• Assist lending officers with loan exception clearing and monitoring
• Scan and upload documents in Hyland
• Attend and participate in the Credit Quality, Executive Committee and Board meeting as required
• Maintain accuracy and completeness of the bank's system of record for all loans
• Prepare compliance self-audits
• Other duties as assigned

SKILLS

• Excellent verbal and written communication skills
• Good organizational skills
• Critical and analytical skills
• Microsoft Word, Excel, and Outlook

EDUCATION & EXPERIENCE

Four-year degree or 2 years related banking experience