Prefunding Analyst

INTERNATIONAL BANK OF COMMERCE; Corpus Christi (TX); On-site; USD 52,000 - 76,000; Full time

Job summary

INTERNATIONAL BANK OF COMMERCE seeks a Prefunding Analyst in Corpus Christi, TX to perform pre-funding and post-closing audits for loans, ensuring policy compliance and accurate records. The role supports lending officers and maintains the collateral tracking system.

Responsibilities include audit execution, system data maintenance, document scanning in Hyland, and participation in governance meetings. A four-year degree or 2 years banking experience is required.

Qualifications

• Auditing pre-funding and post-closing loans to ensure compliance with bank policy and regulations.
• Maintain accurate loan records in the bank’s system of records.
• Review loan documentation for completeness and accuracy; identify exceptions.

Responsibilities

• Perform pre-funding and post-closing audits for funded loans.
• Audit new and renewed loans and update loan information in the system.
• Enter loan documentation exceptions into the collateral tracking system.
• Assist lending officers with loan exception clearing and monitoring.
• Scan and upload documents in Hyland system.
• Attend Credit Quality, Executive Committee and Board meetings as required.
• Maintain accuracy and completeness of the bank’s loan system of records; prepare self-audits.

Skills

Verbal communication

Written communication

Organizational skills

Analytical skills

Education

Four-year degree or 2 years related banking experience

Tools

Hyland

Job description

## Prefunding AnalystApply: Corpus Christi, TX: Full time: Posted Today: R16367### IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's \"We Do More\" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.**Time Type:**Full time**This is an in-office position.********Department:******202 Credit Administration******Job Summary:******The Pre-Funding Analyst is responsible for performing pre-funding and post-closing audits for new and renewal loans in support of the bank's compliance with State and Federal regulations.******Job Description:********ESSENTIAL JOB FUNCTIONS***The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.** Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice* Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.* Enter loan documentation exceptions into the collateral tracking system* Assist lending officers with loan exception clearing and monitoring* Scan and upload documents in Hyland* Attend and participate in the Credit Quality, Executive Committee and Board meeting as required* Maintain accuracy and completeness of the bank's system of record for all loans* Prepare compliance self-audits* Other duties as assigned**SKILLS*** Excellent verbal and written communication skills* Good organizational skills* Critical and analytical skills* Microsoft Word, Excel, and Outlook**EDUCATION & EXPERIENCE*** Four-year degree or 2 years related banking experience