Pre-Foreclosure Specialist II

LoanCare; United States; Remote; USD 2,663,000 - 3,980,000; Full time

Benefits offered by this job

Health insurance

Paid time off

401(k) plan

Employee stock purchase plan

Tuition reimbursement

Gym discounts

Job summary

LoanCare is seeking a Pre-Foreclosure Specialist II to manage foreclosure referrals, coordinate with attorneys, and ensure compliance across state guidelines. The ideal candidate has 1–2 years of pre-foreclosure experience and strong communication and analytical skills.

This remote-friendly role supports a national mortgage subservicing operation, offering comprehensive benefits and opportunities to impact customers and processes within a dynamic team.

Qualifications

• High School Diploma or equivalent required.
• 1-2 years’ experience in pre-foreclosure or related field preferred.
• Knowledge of state pre-foreclosure document requirements and mortgage guidelines.

Responsibilities

• Ensure foreclosure referral checklist is completed accurately and timely.
• Assign correct foreclosure attorney using the referral matrix.
• Review DLQ 60 Report to qualify loans for foreclosure.
• Manage daily executive dashboard metrics.
• Coordinate with offshore team for initial review of foreclosure referrals.
• Identify loans with incorrect stops and coordinate updates.
• Ensure SCRA reviews are complete and included.
• Verify all required foreclosure documents are in the package.

Skills

Attention to detail

Communication skills

Independent worker

Cross-functional collaboration

Analytical thinking

Customer-focused

Education

High School Diploma or equivalent

Tools

Passport

Microsoft Office

Job description

Overview

Looking for a career with purpose and reward? At LoanCare we help customers every day with what is for many their largest and most personal financial transaction: the purchase of their home. With the mission to simplify the complex with empathy and insight, we are constantly innovating and are a top provider in the mortgage services industry as a result.

Overview

Looking for a career with purpose and reward? At LoanCare we help customers every day with what is for many their largest and most personal financial transaction: the purchase of their home. With the mission to simplify the complex with empathy and insight, we are constantly innovating and are a top provider in the mortgage services industry as a result.

We are actively seeking to fill the role of Pre-Foreclosure Specialist II. Our ideal candidate enjoys working with clients, both internal and external, eager to learn and maximize results, is detail oriented and driven to meet tight deadlines in a fast-paced environment. Background in the mortgage or real estate industry is a plus.

If this sounds like you, and you are ready for a career and not just your next job.

Responsibilities

• Ensure the foreclosure referral checklist is completed accurately and timely and all appropriate signatures are included; confirm the servicing system is noted accurately with the respective response codes
• Ensure the correct foreclosure attorney is assigned to the loan utilizing the Attorney Referral matrix
• Review daily DLQ 60 Report to qualify loans eligible for foreclosure
• Responsible for the daily executive management dashboard metrics
• Drive workflow to offshore team to complete the initial review of the foreclosure referral
• Identify loans that may contain inaccurate stops preventing foreclosure referral and work with the respective department to have them updated correctly
• Ensure SCRA reviews are complete and included in the foreclosure referral package
• Confirm all required foreclosure referral documents are contained within the foreclosure document package and provide feedback/examples to the offshore team/ Default Compliance Specialist if needed
• Partner with the Loss Mitigation department to ensure loans are being processed timely and returned to Foreclosure to proceed with the foreclosure referral
• Communicate in a professional manner with attorneys, homeowners, and title companies
• Attends onsite hearings, mediations, and trials as needed
• All other duties as assigned

Qualifications

• High School Diploma or equivalent required
• 1-2 years’ experience in pre-foreclosure or related field
• Maintains a thorough working knowledge of all state pre-foreclosure document requirements
• Working knowledge of FNMA, FHLMC, GNMA, FHA & VA servicing default requirements
• Experience in State, Federal and Agency guidelines pertaining to foreclosure and bankruptcy is preferred
• Knowledge of Passport or comparable query software is a plus
• Intermediate level Microsoft Office including Outlook, Word and Excel
• Excellent oral and written communication skills with the ability to communicate with a variety of audiences
• Excels at cross-functional communication and motivation
• Able to work independently with minimal supervision
• Committed to taking responsibility and ownership for agreed actions and delivery
• Strong analytical mindset, critical thinking, and organizational skills
• Genuine commitment to providing solutions-based customer experiences

Total Rewards

LoanCare’s Total Rewards Package offers a comprehensive blend of health and welfare, financial, lifestyle and learning benefits to support employee well-being and engagement. Highlights include:

• Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
• Time Off: Paid holidays, vacation, and sick leave
• Retirement & Investment: Matching 401(k) plan and employee stock purchase plan
• Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee Recognition: Programs that celebrate achievements and milestones
• Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to a tuition reimbursement program that supports your continued education and professional growth.

Compensation Range

$19.33 - $28.89 per hour. Actual compensation may vary within the range provided, depending on a number of factors, including qualifications, skills and experience.

Build Your Future with LoanCare®

At LoanCare, we don’t just service mortgage loans—we serve people. As a leading full-service mortgage loan subservicer, we deliver excellence to banks, credit unions, independent mortgage companies, investors, and the homeowners they support. Backed by the strength and stability of Fidelity National Financial (NYSE: FNF), a Fortune 500 company, we offer a career foundation built on integrity, innovation, and collaboration.

Here, you’ll find:

• A culture that helps you thrive, with resources and support to fuel your growth
• Flexibility to work remotely, while staying connected through virtual engagement
• Opportunities to make a real impact in an industry that touches millions of lives
• If you're ready to grow your career in a place that values your contributions and empowers your success, we invite you to join our team.

About Remote Employment

We provide the necessary equipment; all you need is a quiet, private place in your home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS

Who We Are

About us …

LoanCare is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices over 1.8 million loans in 50 states. LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry.

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.

WORK CONDITIONS

Working conditions are normal for an office environment. Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance. Over time required as necessary.

Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.

EQUAL EMPLOYMENT OPPORTUNITY

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.