Portfolio Performance & Risk Analyst

Altius Search Group LLC; United States; Remote; USD 65,000 - 85,000; Full time

Job summary

Altius Search Group LLC is seeking a Portfolio Analyst to evaluate portfolio performance and identify emerging risks, supporting sound credit and portfolio management decisions. You will monitor trends, assess borrower performance, and collaborate across departments to protect portfolio assets and enable responsible growth.

The role entails analyzing credit quality, preparing reports, and participating in credit committee discussions.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related discipline
• At least three years of portfolio analysis or related financial services experience
• Strong financial statement analysis and credit assessment capabilities
• Advanced proficiency with Microsoft Excel and experience developing financial models
• Ability to interpret complex data and clearly communicate findings and risk considerations
• Experience working with risk-rating methodologies and portfolio performance metrics
• Background in data analytics, including regression analysis or similar techniques
• Previous experience in equipment leasing, commercial lending, or asset-based finance environments
• Familiarity with business development functions and commercial decision-making
• Experience with credit scorecards or automated decisioning tools is preferred

Responsibilities

• Analyze portfolio performance, including delinquency levels, defaults, loss trends, concentrations, and exposure limits
• Identify early warning indicators and areas of emerging credit or operational risk
• Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness
• Recommend changes to risk ratings based on financial performance and other factors
• Develop and support action plans to reduce portfolio risk and improve performance
• Produce recurring portfolio reports, trend analyses, and management-level presentations
• Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk-mitigation initiatives
• Provide analysis and information for credit committee discussions
• Evaluate the effectiveness of existing credit policies, scorecards, and decisioning processes
• Maintain accurate records and supporting documentation per internal policies and audit requirements
• Assist with special projects involving portfolio analytics, financial modeling, and strategic planning

Skills

Excel skills

Financial analysis

Credit assessment

Data analytics

Communication

Cross-functional work

Education

Bachelor's degree in Finance

Tools

Microsoft Excel

Financial modeling

Job description

Altius Search Group LLC is seeking a Portfolio Analyst to evaluate portfolio performance and identify emerging risks, supporting sound credit and portfolio management decisions. You will monitor trends, assess borrower performance, and collaborate across departments to protect portfolio assets and enable responsible growth.

The role entails analyzing credit quality, preparing reports, and participating in credit committee discussions.