Portfolio Risk & Performance Analyst

Altius Search Group LLC; Philadelphia (Philadelphia County); On-site; USD 65,000 - 85,000; Full time

Job summary

Altius Search Group LLC is seeking a Portfolio Analyst to assess portfolio performance, monitor risk indicators, and support credit and portfolio decisions. You will review borrower performance and financial statements, collaborate across departments, and help develop strategies to protect assets while enabling responsible growth.

The role emphasizes analytical rigor, effective communication of risk, and collaboration with Credit, Sales, Operations, and Asset Management to drive risk-mitigated

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related discipline.
• At least three years of experience in portfolio analysis, credit analysis, credit risk, operational risk, or a related financial services role.
• Strong financial statement analysis and credit assessment capabilities.
• Advanced proficiency with Microsoft Excel and experience developing financial models.
• Ability to interpret complex data and clearly communicate findings and risk considerations.
• Experience working with risk-rating methodologies and portfolio performance metrics.
• Background in data analytics, including regression analysis or similar statistical techniques.
• Previous experience in equipment leasing, commercial lending, or another asset-based finance environment.
• Familiarity with business development functions and commercial decision-making.
• Experience with credit scorecards or automated decisioning tools is preferred.

Responsibilities

• Analyze portfolio performance, including delinquency levels, defaults, loss trends, concentrations, and exposure limits.
• Identify early warning indicators and areas of emerging credit or operational risk.
• Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness.
• Recommend changes to risk ratings based on financial performance and other relevant factors.
• Develop and support action plans designed to reduce portfolio risk and improve performance.
• Produce recurring portfolio reports, trend analyses, and management-level presentations.
• Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk-mitigation initiatives.
• Provide analysis and supporting information for credit committee discussions.
• Evaluate the effectiveness of existing credit policies, scorecards, and decisioning processes.
• Maintain accurate records and supporting documentation consistent with internal policies and audit requirements.
• Assist with special projects involving portfolio analytics, financial modeling, and strategic planning.

Skills

Excel proficiency

Financial modeling

Data analytics

Credit risk analysis

Communication skills

Risk rating methodologies

Regression analysis

Asset-based finance experience

Portfolio analysis

Education

Bachelor's degree in Finance/Accounting/Economics/Business

Job description

Altius Search Group LLC is seeking a Portfolio Analyst to assess portfolio performance, monitor risk indicators, and support credit and portfolio decisions. You will review borrower performance and financial statements, collaborate across departments, and help develop strategies to protect assets while enabling responsible growth.

The role emphasizes analytical rigor, effective communication of risk, and collaboration with Credit, Sales, Operations, and Asset Management to drive risk-mitigated