Portfolio Management Lead: Credit & Underwriting

Banco Santander; Massachusetts; On-site; USD 101,000 - 165,000; Full time

Job summary

Banco Santander in the United States is seeking a Senior Associate in Aerospace, Defense and Environmental to manage a portfolio of credit accounts and lead underwriting discussions. You will coordinate loan documentation and ensure timely closings for existing and new customers, while maintaining a strong risk culture and compliance with policies.

The role requires 9+ years of credit structuring and underwriting experience, strong financial analysis skills, and the ability to produce

Qualifications

• 9+ years in credit structuring and underwriting with cross-selling experience.
• Strong analytical skills and financial statement modeling ability.
• Proficient in evaluating credit strengths and weaknesses across diverse credits.
• Ability to produce high-quality underwriting documents under tight deadlines.

Responsibilities

• Grow and manage a portfolio of banking credit accounts.
• Lead loan underwriting discussions and close approved transactions.
• Coordinate loan documentation and ensure compliance with policies.
• Maintain risk controls and ensure timely renewals and reviews.

Skills

Credit underwriting

Financial analysis

Client relationship management

Communication skills

Risk assessment

Education

Bachelor’s Degree

Tools

Microsoft Office

Job description

Banco Santander in the United States is seeking a Senior Associate in Aerospace, Defense and Environmental to manage a portfolio of credit accounts and lead underwriting discussions. You will coordinate loan documentation and ensure timely closings for existing and new customers, while maintaining a strong risk culture and compliance with policies.

The role requires 9+ years of credit structuring and underwriting experience, strong financial analysis skills, and the ability to produce