Portfolio Analyst

Altius Search Group; Portland (OR); On-site; USD 65,000 - 85,000; Full time

Job summary

Altius Search Group is partnering with a growing financial services company to recruit a Portfolio Analyst who will evaluate portfolio performance, identify emerging risks, and support sound credit decisions.

The role analyzes portfolio quality, performance, and risk, monitors trends, reviews borrower performance, and supports cross‑department strategies to protect assets and enable responsible growth. You will prepare reports and contribute to policy reviews.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related discipline.
• At least three years of experience in portfolio analysis, credit analysis, credit risk, operational risk, or related financial services role.
• Strong financial statement analysis and credit assessment capabilities.
• Advanced proficiency with Excel and experience developing financial models.
• Experience with risk-rating methodologies and portfolio performance metrics.
• Experience with credit scorecards or automated decisioning tools preferred.

Responsibilities

• Analyze portfolio performance including delinquency levels, defaults, loss trends, concentrations, and exposure limits.
• Identify early warning indicators and emerging credit or operational risk.
• Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness.
• Recommend changes to risk ratings based on performance and other factors.
• Develop and support action plans to reduce portfolio risk and improve performance.
• Produce recurring portfolio reports, trend analyses, and management presentations.
• Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk mitigation.

Skills

Financial analysis

Credit risk assessment

Data interpretation

Communication

Education

Bachelor's degree in Finance/ Economics/ Accounting/ Business

Tools

Excel

Financial modeling

Job description

Altius Search Group is recruiting for a growing financial services company seeking a Portfolio Analyst to evaluate portfolio performance, identify emerging risks, and support sound credit and portfolio management decisions.

This position will analyze the quality, performance, and risk characteristics of the company’s financial portfolio. The Portfolio Analyst will monitor key trends, assess borrower performance, and collaborate with multiple departments to develop strategies that protect portfolio assets and support responsible growth.

Key Responsibilities

• Analyze portfolio performance, including delinquency levels, defaults, loss trends, concentrations, and exposure limits
• Identify early warning indicators and areas of emerging credit or operational risk
• Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness
• Recommend changes to risk ratings based on financial performance and other relevant factors
• Develop and support action plans designed to reduce portfolio risk and improve performance
• Produce recurring portfolio reports, trend analyses, and management-level presentations
• Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk-mitigation initiatives
• Provide analysis and supporting information for credit committee discussions
• Evaluate the effectiveness of existing credit policies, scorecards, and decisioning processes
• Maintain accurate records and supporting documentation consistent with internal policies and audit requirements
• Assist with special projects involving portfolio analytics, financial modeling, and strategic planning

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related discipline
• At least three years of experience in portfolio analysis, credit analysis, credit risk, operational risk, or a related financial services role
• Strong financial statement analysis and credit assessment capabilities
• Advanced proficiency with Microsoft Excel and experience developing financial models
• Ability to interpret complex data and clearly communicate findings and risk considerations
• Experience working with risk-rating methodologies and portfolio performance metricsBackground in data analytics, including regression analysis or similar statistical techniques
• Previous experience in equipment leasing, commercial lending, or another asset-based finance environment
• Familiarity with business development functions and commercial decision-making
• Experience with credit scorecards or automated decisioning tools is preferred

Professional Attributes

• Analytical and intellectually curious
• Strategic and forward-looking
• Creative in approaching complex business and risk-related challenges
• Strong written and verbal communication skills
• Effective at collaborating with stakeholders across multiple departments
• Highly accountable, organized, and attentive to detail
• Capable of balancing portfolio protection with business growth objectives

Compensation

• Base salary range: $65,000–$85,000
• Additional benefits and compensation details will be discussed during the interview process