Senior Analyst - Credit Risk & Portfolio Management

Turn2Partners; Silver Spring (MD); On-site; USD 85,000 - 100,000; Full time

Job summary

A growing commercial lender is looking for a Senior Finance Analyst to support credit risk management and portfolio monitoring. This role involves financial modeling, client interactions, and cross-team collaborations within a flexible hybrid work environment. Candidates should have a relevant bachelor's degree and 1-4 years of experience in financial analysis or related areas. Excellent analytical skills and communication are essential for success in this position.

Qualifications

• 1–4 years of experience in audit/assurance, credit analysis, underwriting, corporate FP&A, or structured finance.
• Strong interest in corporate finance, lending, and credit strategy.

Responsibilities

• Review borrower financials and key performance trends.
• Build and maintain models to forecast borrower performance.
• Partner with underwriting and finance teams for new transactions.
• Ensure covenant compliance and timely reporting.
• Prepare internal memos and credit reports.
• Coordinate financial reporting and ongoing communication with clients.
• Collaborate across teams for streamlined analysis.

Skills

Financial statement analysis

Excel

Communication skills

Analytical thinking

Education

Bachelor’s degree in Accounting, Finance, or related field

Tools

Power BI

Data analytics tools

Job description

Senior Finance Analyst - Credit Risk & Portfolio Management

Base Pay Range: $85,000.00/yr - $100,000.00/yr

Compensation: $85,000 - $100,000k + Bonus

Job Overview: Our client, a growing commercial lender and specialty finance institution, is expanding rapidly and hiring a Senior Finance Analyst to support the continued growth of its lending portfolio. The role will support the deal team in managing credit risk, underwriting and amendment work, portfolio monitoring, and other ad‑hoc reporting and projects. We offer a competitive compensation package (base + bonus) and hybrid work flexibility within a top‑ranked organization noted for culture, innovation, and sustained portfolio growth.

Key Responsibilities:

• Portfolio & Credit Analysis: Review borrower financials and key performance trends to assess credit quality, identify risks, and develop recommendations for management.
• Financial Modeling: Build and maintain models to forecast borrower performance, evaluate repayment capacity, and support loan renewals or modifications.
• Deal Execution Support: Partner with underwriting and finance teams to analyze new transactions, review loan documentation, and support deal closings.
• Credit Monitoring: Manage daily activity for assigned loans, ensuring covenant compliance and timely reporting of portfolio performance.
• Risk Reporting: Prepare internal memos, dashboards, and credit reports for senior management and loan committee presentations.
• Client Interaction: Serve as a point of contact for portfolio clients, coordinating financial reporting and ongoing communication.
• Cross‑Team Collaboration: Work closely with teams across lending, finance, and operations to streamline portfolio analysis and credit reporting.

Qualifications/Experience:

Required:

• Bachelor’s degree in Accounting, Finance, or related field.
• 1–4 years of experience in audit/assurance, credit analysis, underwriting, corporate FP&A, or structured finance.
• Strong financial statement analysis and Excel skills.
• Excellent communication and analytical thinking abilities.
• Interest in corporate finance, lending, and credit strategy.

Preferred:

• Big 4 audit or assurance experience with exposure to financial institutions or capital markets.
• Familiarity with financial modeling, Power BI, or data analytics tools.
• Prior experience in portfolio management or commercial lending a plus.