Portfolio Analyst

Banc of California; New York (NY); On-site; USD 60,000 - 90,000; Full time

Job summary

Banc of California is seeking a Portfolio Analyst to monitor borrower performance and identify credit concerns. The role involves conducting financial analyses, validating compliance, and collaborating with portfolio companies. Ideal candidates will possess strong analytical skills, a Bachelor's degree, and relevant experience. Comprehensive benefits and opportunities for career growth are offered.

Benefits

401(k) plan with company match

Comprehensive health, dental, vision, and other insurance options

Paid parental leave and adoption assistance

Career growth opportunities and tuition reimbursement

Qualifications

• Ability to analyze financial statements (profit and loss, balance sheet, cash flow).
• 1-2 years of relevant experience preferred.
• Self-starter with great attention to detail.

Responsibilities

• Conduct financial analysis of credit and collateral.
• Validate borrower compliance with loan agreements.
• Perform financial, operational, valuation, and transactional analyses.

Skills

Analytical skills

Interpersonal skills

Communication skills

Attention to detail

Education

Bachelor’s Degree

Tools

MS Word

Excel

Job description

Join to apply for the Portfolio Analyst role at Banc of California.

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles, with a wholly-owned banking subsidiary, Banc of California. The bank focuses on providing banking and treasury management services to small, middle-market, and venture-backed businesses. It offers a broad range of loan and deposit products, with branches across California and Denver, Colorado, and full-stack payment processing through its subsidiary, Deepstack Technologies. The bank is committed to supporting local communities through initiatives in financial literacy, job training, small business support, and affordable housing.

Our success is driven by our people. We foster an environment of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members can reach their full potential. Our core values—Entrepreneurialism, Operational Excellence, and Superior Analytics—guide us in creating a dynamic, inclusive workplace. We support your growth with comprehensive benefits, career development programs, employee resource groups, and more.

The Opportunity

The Portfolio Analyst monitors borrower performance, identifies deviations, and raises credit concerns. They build strong relationships internally and externally, understanding clients’ operational performance and needs, and perform duties in accordance with company policies and applicable laws.

Key Responsibilities

• Conduct financial analysis of credit and collateral, focusing on data collection and analysis.
• Validate borrower compliance with loan agreements.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals and present deals to credit committees.
• Complete borrower risk assessments.
• Maintain data integrity in bank systems.
• Collaborate with portfolio companies’ management teams.
• Travel to client sites as needed.
• Uphold organizational values, work ethically, and support a respectful, diverse environment.
• Follow safety procedures and support company policies.
• Perform other duties as assigned.

Qualifications

• Ability to analyze financial statements (profit and loss, balance sheet, cash flow).
• Ability to multitask in a fast-paced environment.
• Strong analytical, interpersonal, and communication skills.
• Comfortable interacting with clients.
• Proficient in MS Word and Excel.
• Self-starter with great attention to detail.
• Bachelor’s Degree and relevant experience; 1-2 years preferred.

Benefits and Support

• 401(k) plan with company match.
• Comprehensive health, dental, vision, and other insurance options.
• Family support programs, paid parental leave, and adoption assistance.
• Paid time off, holidays, volunteer days.
• Career growth opportunities, tuition reimbursement, mentorship, LinkedIn Learning.

Additional Information

The salary range is determined based on experience and market data. Banc of California is an equal opportunity employer, committed to diversity and inclusion. Reasonable accommodations are available upon request.