Plan Consultant

Jobtailor; Rhode Island; On-site; USD 90,000 - 140,000; Full time

Job summary

Fidelity is seeking an experienced professional to draft and finalize Pre-Approved Plan Documents and Service Agreements, while ensuring ERISA compliance and regulatory alignment. You will review plan provisions with employers, consultants, and attorneys to tailor features and manage documentation across multiple projects.

Responsibilities include negotiating adoption and service agreements, guiding amendments for regulatory changes, and coordinating with internal partners to drive effective

Qualifications

• Previous Defined Contribution retirement plan experience preferred.
• Strong understanding of ERISA and regulatory issues, especially those related to 401(k)/403(b) plans.
• College Degree or equivalent experience preferred.
• CPA, CEBS, ERPA, or ASPPA designation(s) preferred.
• Strong contract negotiation skills and ability to articulate a compelling, succinct point of view.
• Excellent written and verbal communication skills.
• Knowledge of Microsoft Office, Zoom, Microsoft Teams, Salesforce, Plan Central, and XTRAC.
• Ability to handle multiple projects simultaneously using proper time management and judgment.
• Demonstrated problem-solving and client-management abilities.

Responsibilities

• Draft and execute Fidelity’s Pre-Approved Plan Document.
• Interpret plan provisions from outside plan documents and identify potential document and operational integrity issues.
• Complete, negotiate, and finalize client Service Agreements with Fidelity.
• Analyze plan documents for compatibility with Fidelity’s Pre-Approved Plan Document.
• Identify IRC Section 411(d)(6) protected benefits and ensure timely amendments and updates for legal and regulatory changes.
• Review plan provisions and Fidelity services with employers, consultants, and attorneys to facilitate plan feature selection.
• Draft, negotiate, and finalize Pre-Approved Adoption Agreements and Service Agreements.
• Communicate project progress, issues, and accomplishments to the department and business partners.
• Review and negotiate document exceptions and service exceptions.
• Sign documents on behalf of FMTC and Fidelity Workplace Services.
• Participate in process improvement and companywide initiatives.
• Work on conversions and corporate actions for plans across all market segments.
• Collaborate with employers, consultants, advisors, attorneys, and internal business partners.

Skills

Defined Contribution

ERISA knowledge

Contract negotiation

Communication skills

Regulatory awareness

Education

College Degree or equivalent

Tools

Microsoft Office

Zoom

Microsoft Teams

Salesforce

Plan Central

XTRAC

Job description

• Draft and execute Fidelity’s Pre-Approved Plan Document
• Interpret plan provisions from outside plan documents and identify potential document and operational integrity issues
• Complete, negotiate, and finalize client Service Agreements with Fidelity
• Analyze plan documents for compatibility with Fidelity’s Pre-Approved Plan Document
• Identify IRC Section 411(d)(6) protected benefits and ensure timely amendments and updates for legal and regulatory changes
• Review plan provisions and Fidelity services with employers, consultants, and attorneys to facilitate plan feature selection
• Draft, negotiate, and finalize Pre-Approved Adoption Agreements and Service Agreements
• Communicate project progress, issues, and accomplishments to the department and business partners
• Review and negotiate document exceptions and service exceptions
• Sign documents on behalf of FMTC and Fidelity Workplace Services
• Participate in process improvement and companywide initiatives
• Work on conversions and corporate actions for plans across all market segments
• Collaborate with employers, consultants, advisors, attorneys, and internal business partners

Requirements

• Previous Defined Contribution retirement plan experience preferred
• Strong understanding of ERISA and regulatory issues, especially those related to 401(k)/403(b) plans
• College Degree or equivalent experience preferred
• CPA, CEBS, ERPA, or ASPPA designation(s) preferred
• Strong contract negotiation skills and ability to articulate a compelling, succinct point of view
• Excellent written and verbal communication skills
• Knowledge of Microsoft Office, Zoom, Microsoft Teams, Salesforce, Plan Central, and XTRAC
• Ability to handle multiple projects simultaneously using proper time management and judgment
• Demonstrated problem-solving and client-management abilities
• Ability to apply learning and comprehend and explain technical concepts
• Fidelity will not provide immigration sponsorship for this position
• Applicants may be subject to restrictions related to certain criminal histories under applicable laws and regulations

Core Competencies

Demonstrates expertise in drafting and executing Pre-Approved Plan Documents while ensuring compliance with ERISA and regulatory standards. Strong contract negotiation and communication skills are essential for collaborating with various stakeholders and managing multiple projects effectively.

Highest-signal resume keywords

• Defined Contribution Retirement Plan Experience
• Strong Understanding of ERISA
• Contract Negotiation Skills
• Excellent Written and Verbal Communication Skills
• CPA, CEBS, ERPA, or ASPPA Designation

ATS Optimization Keywords

Hard Skills

• Drafting Plan Documents
• Interpreting Plan Provisions
• Analyzing Plan Documents
• Identifying IRC Section 411(d)(6) Benefits
• Completing Service Agreements

Soft Skills

• Problem-Solving Abilities
• Client-Management Skills
• Time Management

Certifications & Qualifications

• CPA
• CEBS
• ERPA
• ASPPA

Industry Keywords

• 401(k) Plans
• 403(b) Plans
• Regulatory Compliance
• Service Agreements
• Plan Adoption Agreements

Tools & Technologies

• Microsoft Office
• Zoom
• Microsoft Teams
• Salesforce
• Plan Central
• XTRAC