Personal Lines Underwriter

Frankenmuth Insurance; United States; On-site; USD 65,000 - 90,000; Full time

Job summary

Frankenmuth Insurance is seeking an underwriting professional to review applications and classify risks under moderate supervision, ensuring acceptability and monitoring ongoing accounts. The role involves evaluating renewals and endorsements, determining reinsurance needs, and coordinating with agents and internal staff to collect information, aiming to maintain a profitable book of business.

Expect to work within defined authority, participate in project teams, and perform other duties as

Qualifications

• Bachelor’s degree or equivalent combination of education and experience.
• Ability to work legally in the United States; no visa sponsorship is available.

Responsibilities

• Reviews and evaluates insurance applications, renewals and endorsements to approve, modify or decline risks within defined authority.
• Determines and authorizes reinsurance, if necessary.
• Communicates with agents and internal staff to collect necessary information for risk assessment.
• Maintains positive working relationships with agents and staff and responds to inquiries by telephone, correspondence, and agency visits.
• Maintains profitable business in territory through proper selection, pricing, and monitoring of business.
• May serve on project teams and contribute to project objectives.
• Performs other duties as assigned.

Education

Bachelor’s degree (B.A.) from four-year college or university

Job description

Summary: Under moderate supervision and following standard procedures with some independent judgment, reviews insurance applications to evaluate and classify each risk to determine acceptability, and monitors existing business in order to verify its continued acceptability by performing the following duties.

Essential Duties And Responsibilities

• Reviews and evaluates insurance applications, renewals and endorsements to, within defined authority, approve, modify or decline risks.
• Determines and authorizes reinsurance, if necessary.
• Communicates with agents and internal staff to collect necessary information to perform risk assessment.
• Builds and maintains positive working relationships with agents and internal staff; assists and responds to inquiries by telephone, correspondence, and agency visits.
• Maintains profitable business in territory through proper selection, pricing, and monitoring of business.
• May serve as a member of project teams, contributing to the achievement of project objectives.
• Performs other duties as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience

Bachelor’s degree (B.A.) from four-year college or university; or four to six years related experience and/or training; or equivalent combination of education and experience.

A minimum requirement for this position is the ability to work legally in the United States. No visa sponsorship/support is available for this position, including for any type of U.S. permanent residency (green card) process.