Personal Lines Underwriter

Frontline Insurance; Town of Florida (NY); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance

401k Retirement Plan with 9% match

Four weeks of PTO and Pet Insurance

Job summary

Frontline Insurance is seeking a Territory Personal Lines Underwriter to help provide proactive solutions and high-quality service. This role involves evaluating risk through analysis of new business submissions, handling policy change requests, and reviewing property inspections. Candidates should have at least 2 years of experience in P&C Insurance and possess the required licenses. The position offers a supportive work environment that fosters diversity and inclusion.

Qualifications

• Minimum 2 years' experience in P&C Insurance or equivalent.
• Active 20-44 or 220 License required.
• Preferred insurance designation for Property and Casualty Insurance.

Responsibilities

• Order and review reports for risk classification.
• Handle policy change requests with data entry.
• Review property inspections for liabilities.
• Answer telephone inquiries and resolve problems.
• Assist underwriting assistants with solutions.
• Evaluate new business submissions for eligibility.

Skills

Experience in P&C Insurance

Risk assessment skills

Customer service skills

Education

Undergraduate education preferred

Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our Territory Personal Lines Underwriter plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

Benefits

• Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security: 401k Retirement Plan with a generous 9% match.
• Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.

Responsibilities

• Orders and reviews reports necessary for proper risk classification. Makes related policy changes, as necessary.
• Handles policy change requests: evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
• Reviews property inspections for new business and/or renewals for property or liability concerns. Recommends action and notifies agency partners, as necessary.
• Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
• Assists in reviewing renewal policies with Consent to Rate or high value coverage for accuracy. Evaluating & determining if additional Consent to Rate is required, & and executing follow-up action as needed. May also include reviewing requests for reinstatement and relief in premium issues from our agency partners.
• Provide assistance to the underwriting assistants when help is requested and provides viable solutions to their inquiries.
• Evaluates new business submissions for eligibility and proper classification. Initiates communication with agents regarding missing information, eligibility, or rating concerns, etc.

Qualifications

• Any undergraduate education preferred, minimum 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
• Active 20-44 or 220 License required.
• An insurance related designation or license for Property and Casualty Insurance is preferred.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.