Insurance Personal Lines Producer

Morningside Insurance Group; Sioux City (IA); On-site; USD 100,000 - 120,000; Full time

Benefits offered by this job

401(k)

401(k) matching

Bonus based on performance

Flexible schedule

Opportunity for advancement

Training & development

Competitive salary

Job summary

A regional insurance firm in Sioux City is seeking a Personal Lines Producer to enhance relationships with personal lines clients and grow new business. The ideal candidate should possess strong sales and communication skills, have a minimum of two years of experience in insurance account management, and hold the required state insurance license. This position offers competitive pay with potential earnings of up to $120,000 annually, flexible work-from-home options, and opportunities for professional development.

Qualifications

• Minimum of two years of personal and commercial lines insurance account management experience.
• Hold the insurance license required by Iowa.
• Proven track record in business-to-business sales.

Responsibilities

• Identify and develop personal insurance opportunities with clients.
• Maintain relationships with clients through follow-up and support.
• Process quotes and bind insurance coverage as required.
• Collaborate with team members and mentor staff.
• Monitor sales targets and report on key metrics.

Skills

Insurance knowledge

Sales skills

Communication skills

Organizational skills

Education

Bachelor’s Degree or comparable work experience

Tools

Agency management systems

Job description

Benefits:

• 401(k)
• 401(k) matching
• Bonus based on performance
• Competitive salary
• Flexible schedule
• Opportunity for advancement
• Training & development
• Competitive Pay with commission, annual target of $120,000
• Professional Development
• Job Stability in a growing industry

Job Description:

The Personal Lines Producer at Morningside Insurance Group is responsible for maintaining and maximizing profitable relationships with personal lines clients and for growing the book of business through new client sales.

Responsibilities:

• Identify, qualify, and develop personal insurance opportunities with new and existing clients in person, online, by phone, and through written communication.
• Foster and maintain excellent relationships with clients and prospects through regular follow-up, accurate and timely quotations, and general account support.
• Actively prospect round accounts, solicit increases in existing client coverage and network for new clients, including win backs.
• Obtain best coverage/rate for insured, process quotes, bind insurance coverage, and follow up with inspection, photos, and other documentation. Present policies to insured and educate them on coverages and rates.
• Support and prepare clients for renewal and retention, and maintain strong client relationships.
• Monitor, review, and report on key metrics to ensure sales targets are achieved and execute sales activity documentation in a timely, accurate, and professional manner.
• Collaborate with team members, mentor staff, provide expertise, answer questions, and participate in formal and informal meetings as needed.
• Maintain CE and participate in ongoing education and keep informed regarding industry information, new product information, legislation, coverages, and technology to continuously improve knowledge and performance.

Qualifications:

• Hold the insurance license required by your state and have a minimum of two years of personal and commercial lines insurance account management experience, as well as a Bachelor’s Degree or comparable work experience.
• Possess a valid driver’s license and a source of reliable transportation.
• Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively secure new business and maintain an existing client base.
• Have a proven track record of business-to-business sales success. Possess strong presentation, persuasion, and negotiation skills with the ability to close sales.
• Be people-oriented, customer-focused, and professionally assertive in developing new client relationships and servicing existing clients.
• Possess outstanding organizational skills with an ability to complete difficult assignments without supervision, sound business judgment, strong decision-making, and superior written and verbal communication skills.
• Have excellent time management skills, thrive in a team environment, and Technology and Computer proficiency including agency management systems.

Flexible work from home options available.