Personal Lines Producer

YourPolicy; Des Moines (IA); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k) eligibility

Paid time off

Ongoing training and development

Job summary

A dynamic insurance company based in Des Moines, Iowa, is seeking a motivated Personal Lines Producer to join their team. This role involves helping clients protect their homes and cars with empathy and integrity while building strong relationships. The position starts remote with a transition to hybrid work, promoting work-life balance. Candidates should have 1–2 years in personal lines insurance, excellent communication skills, and a commitment to client satisfaction. Competitive salary with commission potential and comprehensive benefits await the right candidate.

Qualifications

• Experience in personal lines insurance or related sales required.
• Must possess an active Property & Casualty license or work to obtain one.
• Proven ability to connect with clients effectively.

Responsibilities

• Generate new business through referrals, networking, and digital channels.
• Assess coverage needs and recommend personalized solutions.
• Deliver clear explanations of policy options and pricing.

Skills

Relationship building

Client communication

Sales acumen

Problem-solving

Organizational skills

Education

1–2+ years in personal lines insurance or related sales

Active Property & Casualty license

Tools

CRM and agency management systems

Job description

Personal Lines Producer

Protect What Matters, Build Relationships, Make a Difference

At Your Policy, we live by four Core Values: People First, Do What You Love, Deliver What You Promise, and Balance is Key. These principles shape how we work, connect, and serve—building meaningful relationships and creating a culture of care and accountability.

Our mission is to make insurance simple, transparent, and personal; removing the stress and complexity so our customers can make confident, informed choices about their coverage.

Less hassle. More peace of mind.

Location

This position will start off remote for around 6-9 months to allow you to maximise your time to conduct business development, but then transition to hybrid (3 days per week).

Job Description

We’re looking for a motivated, relationship-focused Personal Lines Producer to join our growing team. In this role, you’ll help clients protect their homes, cars, and other valuables — and you’ll do it with empathy, expertise, and integrity. You’ll build lasting relationships, grow your book of business, and make an impact by helping people find coverage that truly fits their lives. If you genuinely care about people and love connecting through conversation, you’ll thrive here.

Daily Responsibilities

• Grow your book — generate new business through referrals, networking, community outreach, and digital channels.
• Understand your clients — assess coverage needs and recommend personalized solutions for home, auto, renters, umbrella, and more.
• Deliver peace of mind — clearly explain policy options, exclusions, and pricing in a way clients can truly understand.
• Retain and nurture — maintain regular communication with clients to ensure satisfaction and identify coverage gaps or new needs.
• Cross-sell smartly — identify opportunities within existing accounts to expand protection.
• Stay organized — document all communications, quotes, and policies accurately in the agency management system.
• Hit your goals — consistently meet or exceed sales and retention targets while building lasting relationships.
• Lead with professionalism — protect client confidentiality and represent Your Policy with integrity and care.

Agent Support & Sales Perks

To help you stay focused on growing your book, we provide several internal advantages and supplemental lead sources:

• Direct System Access: Full access to our phone system with inbound new business calls routed directly to agents.
• Supplemental Lead Pipelines: Access to existing pipelines from former agents, win‑back lists for past clients, and internal cross‑sell opportunities.
• Network Jumpstart: We provide a lender referral list of 100+ contacts in the area to help you proactively build your own professional network.
• The Dave Ramsey Program: Opportunities to be trained and onboarded to receive additional lead volume through this specialized program.

What You Bring

• 1–2+ years of experience in personal lines insurance or related sales role.
• Established Center of Influences or a plan to obtain multiple one's quickly.
• Active Property & Casualty license (or ability to obtain within 90 days).
• A proven ability to connect with clients and close business in a competitive market.
• Knowledge of key personal insurance products — home, auto, renters, and umbrella.
• Excellent communication, problem‑solving, and people skills.
• Organized, self‑motivated, and goal‑driven.
• Comfortable with CRM and agency management systems (experience with HawkSoft a plus).

Why You’ll Love Working Here

• Competitive base + commission potential — your effort drives your earnings.
• Health, dental, and vision insurance after 30 days.
• 401(k) eligibility after 500 hours.
• Paid time off + holidays to keep your balance in check.
• Ongoing training, development, and continuing education support.
• A positive, people‑first culture that values your growth and celebrates your wins.

At Your Policy, we know insurance is more than protection — it’s about people. Every day, our Producers help clients feel confident, secure, and supported. If you’re ready to grow your career, earn what you’re worth, and make an impact with a team that truly cares — we’d love to meet you.